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22542 SW 103rd Ct, Miami, FL, 33190

4beds
3baths
2,581sqft
$729,477
$283price/sqft
$4,645/moest. monthly cost
$185,800/yrincome needed

About This Home

PLEASE READ – UPDATED-PRICE CORRECTION: Tenant-occupied single-family home in Cutler Bay generating immediate rental income. Lease in place through September 2026, ideal for investors seeking stable cash flow or buyers planning future occupancy. This well-maintained 4-bedroom, 3-bath home features an open layout, abundant natural light, spacious kitchen, and private backyard with pool. No HOA. Located near schools, shopping, and major roadways. Seller offering credit toward closing costs or rate buy-down for qualified buyers. Strong interest reported; seller will be reviewing serious offers promptly. 48-hour notice required for showings. Text listing agent.

Getting Around

19
WalkingCar-Dependent
31
TransitSome Transit
56
BikeBikeable

Schools

3/10
Goulds Elementary SchoolGrades PK-51.0 mi
5/10
Cutler Bay MiddleGrades 6-82.1 mi

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Curved/S-Tile Roof
  • Construction materials: Concrete Block Construction,CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Trash Compactor,Dishwasher,Microwave
  • Laundry features: In Garage,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Walk-In Closet(s)
  • Flooring: Ceramic Tile,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,141
  • Total interior livable area: 2,581 sqft

Property

Details

  • Parcel number: 3060170220350
  • Zoning: 2800

Features

  • Stories: 2
  • Entry location: First Floor Entry
  • Private pool: Yes
  • Pool features: In Ground
  • Patio & porch: Deck
  • Spa features: Community
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: WF/Pool/No Ocean Access,Canal Front
  • Frontage length: 40

Lot

  • Lot size: 5,000 sqft
  • Features: Less Than 1/4 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Cold Wave
Hurricane
Heat Wave
Inland Flooding
Lightning
Tsunami

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,688$44,256
Home Insurance *$206$2,472
Property Taxes $492$5,904
Electricity $259$3,116
Total$4,645$55,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$159,257/yr
40% on housing$139,350/yr
45% on housing$123,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 33190$217
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33190$308
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-08Price change$729,477
2026-03-19Listed for sale$734,999
2025-08-21Listing removed$4,150
2025-08-20Listed for rent$4,150
2025-08-19Listing removed$4,200
2025-08-17Price change$4,200
2025-08-14Price change$4,050
2025-07-29Listing removed$744,449
2025-07-28Listed for rent$4,200
2025-07-03Price change$744,449
2025-06-24Price change$745,449
2025-06-16Price change$748,449
2025-06-11Price change$749,449
2025-05-30Price change$749,499
2025-05-28Listed for sale$749,500
2025-05-27Listing removed$750,733
2025-05-26Price change$750,733
2025-05-13Price change$755,733
2025-04-29Price change$759,733
2025-04-25Pending sale$770,733
2025-04-14Price change$770,733
2025-04-07Price change$774,337
2025-04-04Price change$779,073
2025-04-03Price change$779,033
2025-03-31Listed for sale$779,537
2005-08-18Sold$371,000
2005-02-23Sold$264,600

For Sale by Agent

AgentGustavo Escobar
BrokerageStonewater Global Realty

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