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9912 Park Springs Ct, Charlotte, NC, 28210

4beds
3baths
2,217sqft
$625,000
$282price/sqft
$3,935/moest. monthly cost
$157,400/yrincome needed

About This Home

Beautiful 4 bedroom home with Master BR down in highly sought after Cameron Wood! This neighborhood is family friendly and they host various social events. There’s a Swim and Racquet Club within the community that membership is optional. Current CWSRC rules allow transfer of our membership to new owner which will save them the $700 initiation fees! The house has had many improvements (Roof- 2016, Kitchen cabinets + granite countertops- 2017, Tiled Master Bath Floor + Shower- 2018, Windows, Hardie cement siding + gutters- 2020, New Concrete Driveway + Front Patio- 2023 & Used Hot Tub- 2024

Getting Around

3
WalkingCar-Dependent
28
TransitSome Transit
30
BikeSomewhat Bikeable

Schools

7/10
Smithfield ElementaryGrades PK-50.8 mi
7/10
Quail Hollow MiddleGrades 6-81.1 mi
4/10
South Mecklenburg HighGrades 9-121.1 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range / Oven,Refrigerator

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,217 sqft

Property

Details

  • Parcel number: 20949219

Features

  • Exterior features: Brick,Cement / Concrete
  • Has spa: Yes
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached,Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$175$2,100
Property Taxes $394$4,728
Electricity $206$2,477
Total$3,935$47,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$134,914/yr
40% on housing$118,050/yr
45% on housing$104,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$282This listing

vs Other Active Listings

Avg $/sqft

ZIP 28210$245
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28210$307
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-18Listed for sale$689,500
2015-11-03Sold$245,500
2015-09-03Listed for sale$250,000
2005-11-04Sold$223,000
2002-03-15Sold$209,000
1998-02-27Sold$189,500

For Sale by Owner

AgentProperty Owner

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