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2620 Lynbridge Dr, Charlotte, NC, 28226

5beds
4baths
3,750sqft
$850,000
$227price/sqft
$5,426/moest. monthly cost
$217,040/yrincome needed

About This Home

Welcome to this spacious, 3,616 sq. ft. single-family home tucked away in a quiet cul-de-sac in one of Charlotte’s most desirable areas. Boasting incredible space and a sprawling 0.45-acre lot with a beautiful yard, this 1969 classic brick home offers an unmatched canvas to design your ultimate dream home. With NO HOA, you have the freedom to truly customize this property to your exact tastes. Interior Highlights: Main Level Charm:Features a pretty fireplace, wood flooring, and an open dining/office space directly off the kitchen. Spacious Kitchen: A large kitchen footprint featuring a center island and white cabinetry, offering the perfect layout for a full modern culinary remodel. Versatile Bedroom Layout: The main level includes a primary suite equipped with three closets, alongside secondary bedrooms arranged in a convenient "Jack-and-Jill (ish)" setup. Bonus Living Space: A finished basement area includes a lower-level living room with its own cozy fireplace, a dedicated laundry room, and flexible spaces perfect for guest suites or a home office. Modern Touches: Features over 100 recessed LED can lights, a trex deck installed in 2017, and updated exterior doors. Exterior & Mechanics: Beautiful brick exterior with a cute front porch, classic shutters, planter boxes, a side driveway, and a garage. HVAC updated in 2016/2017. An Incredible Opportunity Awaits: Bring your vision! This home is being sold as-is, offering the next buyer a fantastic chance to remodel, personalize, and build immediate equity in a prime Charlotte neighborhood. Preferred Lender Incentives To help you unlock this property's full potential, our preferred lender is offering exclusive incentives tailored specifically for this home: Special Renovation Loan Options: Ask about specialized renovation loans! These programs allow you to roll the costs of your custom kitchen remodel and interior updates directly into your primary mortgage with a single, convenient closing. Exclusive Lender Credits: Take advantage of exclusive closing cost credits or a temporary interest rate buy-down available only through our preferred lender to make your move even more affordable. Don't miss out on this fantastic footprint and prime location. Contact us today to schedule your tour and explore your financing options!

Getting Around

2
WalkingCar-Dependent
26
TransitSome Transit
17
BikeSomewhat Bikeable

Schools

7/10
5/10
Carmel MiddleGrades 6-81.3 mi
9/10
Providence HighGrades 9-121.4 mi

Construction

Condition

  • Year built: 1969

Materials

  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Water Heater
  • Laundry features: In Basement,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Basement

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Kitchen Island,Open Floorplan,Pantry
  • Fireplace features: Great Room
  • Finished area below ground: 1,400
  • Finished area above ground: 2,350

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,350
  • Total interior livable area: 3,750 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Basement

Other

  • Level: Basement

Other

  • Level: Basement

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 21102124
  • Zoning: N1-A
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Patio

Lot

  • Lot size: 0.45 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,298$51,576
Home Insurance *$244$2,928
Property Taxes $535$6,420
Electricity $349$4,191
Total$5,426$65,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$186,034/yr
40% on housing$162,780/yr
45% on housing$144,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 28226$279
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28226$303
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$850,000
2006-05-17Sold$355,000
2002-03-15Sold$318,000

For Sale by Agent

AgentLisa Archer
BrokerageKeller Williams Ballantyne Area

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