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640 W Foothills Dr, Sugarloaf, PA, 18249

4beds
4baths
3,650sqft
$600,000
$164price/sqft
$4,778/moest. monthly cost
$191,120/yrincome needed

About This Home

PANORAMIC MOUNTAIN VIEW! Stunning and recently updated 4 bedroom/ 4 bath home situated on almost 4 acres of land! This home features a large eat-in kitchen and a formal dining room, a large living room with doors to walk out to the back yard, a HUGE Master Suite, Central AC, semi-finished liveable basement with its own exit and SO MUCH MORE!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Valley El/Middle SchoolGrades K-82.6 mi
4/10
Hazleton Area High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1988

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Range / Oven,Refrigerator,Trash compactor

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Softwood,Tile,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Baseboard,Forced air,Electric,Wood / Pellet
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,650 sqft

Property

Details

  • Parcel number: 06S700A03D

Features

  • Exterior features: Shingle,Vinyl,Brick,Composition
  • Has view: Yes
  • View description: Mountain

Lot

  • Lot size: 3.84 Acres

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$228$2,736
Property Taxes $1,117$13,404
Electricity $400$4,805
Total$4,778$57,336
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$163,817/yr
40% on housing$143,340/yr
45% on housing$127,413/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 18249$129
Luzerne County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 18249$145
Luzerne County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$599,999
2025-12-06Listing removed$535,000
2025-11-20Listed for sale$535,000
2024-08-10Listing removed--
2023-10-19Price change$525,000
2023-10-05Listed for sale$549,000
2023-09-16Listing removed--
2022-09-21Listed for sale$549,000
2022-09-09Listing removed$549,000
2022-08-26Listed for sale$549,000
2021-09-02Listing removed--
2021-06-21Listed for sale$460,000
2007-11-14Sold$62,000

For Sale by Owner

AgentProperty Owner

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