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197 Courtdale Ave, Courtdale, PA, 18704

3beds
3baths
4,284sqft
$425,000
$99price/sqft
$3,313/moest. monthly cost
$132,520/yrincome needed

About This Home

Stop paying rent! Run your business on the ground flr. & let the 2 residential apartments pay your mortgage. Pristine property completely renovated w/generous parking in a high traffic location and zoned for business uses with potential for a detached garage.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
State El CenterGrades K-51.7 mi

Construction

Condition

  • Property condition: Excellent

Materials

  • Roof: Composition
  • Construction materials: Dryvit,See Remarks

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3

Heating

  • Heating features: Natural Gas

Interior Area

  • Total structure area: 4,284
  • Total interior livable area: 4,284 sqft

Property

Details

  • Parcel number: G9S1 006 008 & 10
  • Zoning: Business
  • Zoning description: Business
  • Exclusions: washers & dryers

Lot

  • Lot size dimensions: 55x150x55x150x25x58x25x58

Parking

  • Total spaces: 10
  • Parking features: Open
  • Has uncovered spaces: Yes
  • Uncovered spaces: 10

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,149$25,788
Home Insurance *$216$2,592
Property Taxes $478$5,736
Electricity $470$5,640
Total$3,313$39,756
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,588/yr
40% on housing$99,390/yr
45% on housing$88,346/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$99This listing

vs Other Active Listings

Avg $/sqft

ZIP 18704$104
Luzerne County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 18704$139
Luzerne County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$425,000
2026-04-06Listed for sale$450,000
2025-11-29Listing removed$525,000
2025-08-06Price change$525,000
2025-06-02Listed for sale$550,000
2008-10-21Sold$25,000

For Sale by Agent

AgentRebecca Halbing
BrokerageLewith & Freeman, Shavertown

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