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432 Hemlock St, Freeland, PA, 18224

3beds
3baths
2,500sqft
$319,900
$128price/sqft
$2,652/moest. monthly cost
$106,080/yrincome needed

About This Home

Unique Single-Family Home featuring a spacious family room with a cozy fireplace, formal dining room, and bright living room. Modern kitchen with beautiful granite countertops, central air conditioning, and plenty of space for comfortable living. Enjoy the outdoor patio, car garage, and private parking pad. A perfect combination of style, comfort, and functionality!

Getting Around

58
WalkingSomewhat Walkable
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

3/10
4/10
Hazleton Area High SchoolGrades 9-125.7 mi

Construction

Condition

  • Property condition: Excellent

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Concrete

Bathroom

  • Level: Second
  • Area: 119.6
  • Dimensions: 11.5 x 10.4

Bedroom1

  • Level: Second
  • Area: 528
  • Dimensions: 24 x 22

Bedroom2

  • Level: Second
  • Area: 177.84
  • Dimensions: 15.6 x 11.4

Bedroom3

  • Level: Second
  • Area: 172.05
  • Dimensions: 15.5 x 11.1

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1

Dining Room

  • Level: First
  • Area: 163.75
  • Dimensions: 13.1 x 12.5

Family Room

  • Level: First
  • Area: 444.21
  • Dimensions: 20.1 x 22.1

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,500

Half Bathroom

  • Level: First
  • Area: 50.7
  • Dimensions: 6.5 x 7.8

Heating & Cooling

  • Heating features: Oil,Propane,Baseboard
  • Cooling features: None

Interior Area

  • Total structure area: 2,500
  • Total interior livable area: 2,500 sqft

Kitchen

  • Level: First
  • Area: 204.36
  • Dimensions: 13.1 x 15.6

Living Room

  • Level: First
  • Area: 186.83
  • Dimensions: 11.9 x 15.7

Master Bathroom

  • Level: Second
  • Area: 62.45
  • Dimensions: 7.7 x 8.11

Property

Details

  • Parcel number: 23R9NE1013007
  • Zoning: Residential
  • Zoning description: Residential

Features

  • Levels: Three Or More

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: 50X139

Parking

  • Total spaces: 2
  • Parking features: Private
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Ice Storm
Lightning

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$161$1,932
Property Taxes $600$7,200
Electricity $274$3,291
Total$2,652$31,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,925/yr
40% on housing$79,560/yr
45% on housing$70,720/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.6%
9.6%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$128This listing

vs Other Active Listings

Avg $/sqft

ZIP 18224$124
Luzerne County$113

vs Homes Sold Last Month

Median $/sqft

ZIP 18224$104
Luzerne County$135

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$319,900
2026-07-14Price change$329,900
2026-07-02Price change$339,900
2026-06-05Price change$349,900
2026-05-28Listed for sale$369,900
1988-08-04Sold$20,000

For Sale by Agent

AgentKenneth J Temborski
BrokerageAggressive Realty & Rentals, LLC

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