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1090 Pinellas Bayway S APT A5, Tierra Verde, FL, 33715

3beds
3baths
2,566sqft
$1,775,000
$692price/sqft
$13,346/moest. monthly cost
$533,840/yrincome needed

About This Home

One or more photo(s) has been virtually staged. You are just steps away from SHELL KEY'S STATE PRESERVE AND STUNNING BEACH, Where can you find a corner condo overlooking the Gulf approx 2500 sqft 3 bedroom 3baths, office, formal dining room, walk in pantry and 2 car Private garage? MOTIVATED SELLER.... A MASTERPIECE OF TIERRA VERDE BY WHICH ELEGANT LIVING IS MEASURED AND ENDURING QUALITY PREVAILS IN THIS PICTURESQUE COMMUNITY AT SUNSET WATCH OVERLOOKING THE GULF. Experience alluring sunsets whether from your private balcony, living room or master suite. This spacious three-bedroom, three bath condo features a flow thru kitchen from the formal dining room into the refined living room perfect for entertaining or just enjoying time to yourself. Included in this spacious split floorplan, is a private corner office, walk in closets, built in wine cabinet, laundry room that accommodates full size appliances and oversized 2 car private garage with additional storage. The living room offers ample lighting, plantation shutters and updated impact sliders and windows throughout the condo. Imagine living just moments away from the popular and gorgeous World class beaches: St. Pete Beach and Ft. Desoto Park. If you enjoy walking, biking, fishing, kayaking, pickleball, shelling or golfing it's right in your backyard. Sunset Watch is within walking distance to downtown Tierra Verde for you to enjoy several restaurants and community functions. Tierra Verde has an incredible sense of community, and all of this is only 15 to 20 min to the ever-popular downtown St. Petersburg and within 1 hour from 3 international airports: St. Pete International approx. 20-30 min. Tampa International approx. 30 to 40 min and Sarasota International airport approx. 60 to 80min. Live the dream in this meticulous and stunning condo on the Islands of Tierra with access to Shell Key Preserve and Beach!!!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

4/10
Bay Point Middle SchoolGrades 6-84.7 mi
4/10
Lakewood High SchoolGrades 9-125.4 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Other,Tile
  • Construction materials: Block,Metal Frame,Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Oven,Convection Oven,Cooktop,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room

Bedroom3

  • Features: Storage Closet
  • Level: First
  • Area: 156
  • Dimensions: 12x13

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 180
  • Dimensions: 12x15

Features

  • Ceiling Fan(s),Dry Bar,Elevator,Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Split Bedroom,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Low Emissivity Windows,Window Treatments
  • Flooring: Travertine,Hardwood
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,566
  • Total interior livable area: 2,566 sqft

Kitchen

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 306
  • Dimensions: 17x18

Living Room

  • Features: No Closet
  • Level: First

Other

  • Features: Built-in Closet
  • Level: First
  • Area: 238
  • Dimensions: 14x17

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 322
  • Dimensions: 14x23

Property

Details

  • Parcel number: 203216882950000015
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Deck,Gunite,Heated,In Ground,Outside Bath Access,Salt Water
  • Patio & porch: Covered,Deck,Rear Porch
  • Exterior features: Balcony,Irrigation System,Lighting,Private Mailbox,Sidewalk,Sprinkler Metered
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Has view: Yes
  • View description: Water,Gulf/Ocean - Partial
  • Has water view: Yes
  • Water view: Water,Gulf/Ocean - Partial
  • On waterfront: Yes
  • Waterfront features: Canal Front,Gulf/Ocean Front,Waterfront,Gulf/Ocean,Gulf/Ocean Access,Fishing Pier,No Wake Zone,Seawall
  • Residential vegetation: Mature Landscaping,Trees/Landscaped

Lot

  • Lot size: 1.42 Acres
  • Features: Flood Insurance Required,FloodZone,In County,Landscaped,Near Golf Course,Near Marina,Sidewalk,Unincorporated

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,975$107,700
Home Insurance *$1,732$20,784
Property Taxes $2,381$28,572
Electricity $258$3,098
Total$13,346$160,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$457,577/yr
40% on housing$400,380/yr
45% on housing$355,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$692This listing

vs Other Active Listings

Avg $/sqft

ZIP 33715$521
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33715$593
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Listed for sale$1,845,000
2026-05-01Listing removed$1,845,000
2026-02-26Price change$1,845,000
2026-01-30Price change$1,945,000
2025-07-27Listed for sale$1,948,000
2024-07-11Listing removed$1,999,999
2024-02-13Price change$1,999,999
2024-01-16Listed for sale$2,100,000
2022-06-24Sold$1,750,000
2022-06-17Pending sale$1,988,000
2022-05-19Listed for sale$1,988,000
2009-07-28Sold$700,000
2009-05-17Listed for sale$779,000
2004-02-04Sold$695,000

For Sale by Agent

AgentDeborah Marcum
BrokerageEQUITY CONSULTANTS INC

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