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5539 Sunstar Ct, Charlotte, NC, 28226

4beds
4baths
2,969sqft
$899,900
$303price/sqft
$5,655/moest. monthly cost
$226,200/yrincome needed

About This Home

Beautiful open floor plan four bedroom home in a quiet neighborhood with only 25 homes! Sitting on a quiet Cul-de-sac in addition to the great location makes this home very desirable! This home has been completely updated within the last few years! Primary suite down has a Jacuzzi garden tub, New kitchen counter tops, double wall oven, new paint and carpets, gorgeous hardwood floors and two covered porches with a completely private backyard with it mature trees lining the entire landscape! This is a must see!

Getting Around

11
WalkingCar-Dependent
21
TransitMinimal Transit
30
BikeSomewhat Bikeable

Schools

7/10
5/10
Carmel MiddleGrades 6-82.8 mi
5/10
South Mecklenburg HighGrades 9-123.1 mi

Construction

Condition

  • Year built: 1996

Materials

  • Roof: Other

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Garbage disposal,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 2,969 sqft

Property

Details

  • Parcel number: 21152124

Features

  • Exterior features: Brick

Lot

  • Lot size: 0.46 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,550$54,600
Home Insurance *$258$3,096
Property Taxes $571$6,852
Electricity $276$3,318
Total$5,655$67,860
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,885/yr
40% on housing$169,650/yr
45% on housing$150,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$303This listing

vs Other Active Listings

Avg $/sqft

ZIP 28226$277
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28226$303
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-16Listed for sale$899,900
2017-09-15Sold$423,000
2017-09-01Pending sale$425,000
2017-08-22Listed for sale$425,000
1998-12-15Sold$255,000

For Sale by Owner

AgentProperty Owner

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