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109 Horseshoe Ct, Shelbyville, TN, 37160

2beds
2baths
1,377sqft
$309,900
$225price/sqft
$2,515/moest. monthly cost
$100,600/yrincome needed

About This Home

Looking for a move-in-ready 2-bed condo flat in Shelbyville with updated finishes and extra outdoor space? Welcome to 109 Horseshoe Ct, a beautifully maintained end-unit condo offering 1,377 sq. ft., 2 bedrooms, 2 baths, fresh paint throughout, and updated lighting for a bright, modern feel. Featuring an attached front-entry garage, concrete driveway with room for two additional vehicles, and a private patio off the back. This low-maintenance home combines comfort, functionality, and an ideal end-unit setting. No renting allowed.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

8/10
Cascade Elementary SchoolGrades PK-54.7 mi
8/10
Cascade Middle SchoolGrades 6-84.7 mi
8/10
Cascade High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Apartment,Residential,Condominium

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range,Dryer,Microwave,Refrigerator,Washer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan
  • Flooring: Vinyl
  • Finished area above ground: 1,377

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,377
  • Total interior livable area: 1,377 sqft

Property

Details

  • Parcel number: 040 01800 003
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Covered,Patio

Lot

  • Lot size: 6.43 Acres

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Front,Concrete,Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Winter Weather
Earthquake
Hail
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,567$18,804
Home Insurance $175$2,100
Property Taxes $598$7,176
Electricity $175$2,103
Total$2,515$30,180

Income You'd Need if You Spent...

35% on housing$86,228/yr
40% on housing$75,450/yr
45% on housing$67,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 37160$178
Bedford County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 37160$196
Bedford County$210

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Contingent$309,900
2026-07-25Listed for sale$309,900
2026-07-23Contingent$309,900
2026-05-20Listed for sale$309,900
2010-05-10Sold$149,500
2009-10-21Listing removed$159,900
2009-09-30Price change$159,900
2009-05-13Price change$164,900
2008-08-23Listed for sale$174,900
2007-10-01Sold$165,000

For Sale by Agent

AgentReed Emerson
BrokerageBetter Homes & Gardens Real Estate Heritage Group

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