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528 Halela St APT A, Kailua, HI, 96734

5beds
3baths
1,800sqft
$1,689,000
$938price/sqft
$10,271/moest. monthly cost
$410,840/yrincome needed

About This Home

Experience the perfect blend of modern comfort and island living. Tucked away on a private flag lot, this five-bedroom, three-bathroom residence offers a rare combination of modern efficiency and versatile island living. Spanning 1,800 square feet of thoughtfully updated space, the home’s layout is designed for flexibility, easily accommodating various living arrangements or providing excellent potential for supplemental rental income. One of the standout features is the commitment to sustainability, with 18 owned photovoltaic panels and a coveted Net Metering agreement already in place, you can enjoy significant long-term value and energy efficiency from day one. Outside, the generous 5,616 square foot lot provides ample outside space while keeping you just moments away from the vibrant energy of Kailua town and world-renowned beaches. Whether hosting a weekend gathering or enjoying the cool breeze lifestyle is effortlessly here! This move-in-ready home is sold "as-is," offering a streamlined path to a turnkey retreat in a prime windward location. Come see how modern upgrades and a top-tier position create the perfect place to call home.

Getting Around

80
WalkingVery Walkable
40
TransitSome Transit
72
BikeVery Bikeable

Schools

3/10
Kailua Elementary SchoolGrades PK-60.5 mi
7/10
10/10
Kalaheo High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Good Condition,Updated/Remodeled
  • Year built: 2002

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Wood Frame

Notable Dates

  • Major remodel year: 2024

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: Lower

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Vinyl

Interior Area

  • Total structure area: 1,912
  • Total interior livable area: 1,800 sqft

Property

Details

  • Parcel number: 1430610980000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: Mountain(s),Other
  • Frontage type: Other
  • Topography of land: Level

Lot

  • Features: Flag Lot,Interior Lot,Level

Parking

  • Total spaces: 5
  • Parking features: Carport,Driveway,Three or more Spaces
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Tsunami
    TsunamiModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Earthquake
Tsunami

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,540$102,480
Home Insurance *$250$3,000
Property Taxes $902$10,824
Electricity $579$6,955
Total$10,271$123,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$352,148/yr
40% on housing$308,130/yr
45% on housing$273,893/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$938This listing

vs Other Active Listings

Avg $/sqft

ZIP 96734$1,219
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96734$964
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Contingent$1,689,000
2026-08-08Listed for sale$1,689,000
2026-08-08Contingent$1,689,000
2026-06-29Listed for sale$1,689,000
2024-10-25Sold$1,525,000
2024-08-30Contingent$1,475,000
2024-08-19Listed for sale$1,475,000

For Sale by Agent

AgentSean Wingate
BrokerageCompass

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