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15704 Cobblestone Lake Pkwy, Apple Valley, MN, 55124

3beds
3baths
4,024sqft
$550,000
$137price/sqft
$3,968/moest. monthly cost
$158,720/yrincome needed

About This Home

Sophisticated Charles Cudd twin home in the highly sought-after Cobblestone neighborhood, offering a seamless blend of comfort and refined design. This thoughtfully designed residence features an open-concept layout, high-end finishes, and abundant natural light throughout. The spacious kitchen is equipped with premium appliances and stylish cabinetry, flowing effortlessly into the main living area—ideal for entertaining or everyday living. The owner’s suite provides a private retreat with a well-appointed bath, generous closet space, and a large adjacent den that could easily be converted into an additional bedroom. The unfinished lower level offers over 1,000 square feet of potential for future living space, allowing you to customize to your needs. Enjoy low-maintenance living with beautifully maintained surroundings, all within walking distance to shopping, dining, and everyday conveniences. Cobblestone residents also enjoy access to Cobblestone lake, walking paths, community pool, boat rentals, and a fishing pier—offering a lifestyle that’s hard to match.

Getting Around

33
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10

Construction

Condition

  • Year built: 2005

Materials

  • Roof: Age Over 8 Years

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Washer,Water Softener Owned
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Full,Unfinished

Bedroom

  • Level: Upper
  • Area: 288
  • Dimensions: 18x16

Bedroom2

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Den

  • Level: Upper
  • Area: 180
  • Dimensions: 12x15

Dining Room

  • Level: Main
  • Area: 273
  • Dimensions: 21x13

Features

  • Number of fireplaces: 1
  • Fireplace features: Double Sided,Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,622

Foyer

  • Level: Lower
  • Area: 30
  • Dimensions: 5x6

Garage

  • Level: Main
  • Area: 420
  • Dimensions: 21x20

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,024
  • Total interior livable area: 4,024 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Living Room

  • Level: Main
  • Area: 432
  • Dimensions: 24x18

Office

  • Level: Main
  • Area: 121
  • Dimensions: 11x11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 011805212260
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 1402

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,Heated,Outdoor Pool,Shared
  • Patio & porch: Patio,Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Association Access,Lake View

Lot

  • Lot size: 3,223 sqft
  • Lot size dimensions: 77 x 48

Parking

  • Total spaces: 2
  • Parking features: Attached,Asphalt,Garage Door Opener,Heated Garage,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather

FEMA Declared Disasters in Dakota County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$325$3,900
Property Taxes $523$6,276
Electricity $339$4,072
Total$3,968$47,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,045/yr
40% on housing$119,040/yr
45% on housing$105,813/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$137This listing

vs Other Active Listings

Avg $/sqft

ZIP 55124$147
Dakota County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 55124$186
Dakota County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$550,000
2005-06-06Sold$463,278

For Sale by Agent

AgentJoseph Dress, Jason Mitchell Group
BrokerageJason Mitchell Group

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