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14232 Springwater Dr, Matthews, NC, 28105

3beds
2baths
1,749sqft
$375,000
$214price/sqft
$2,423/moest. monthly cost
$96,920/yrincome needed

About This Home

Come enjoy this timeless brick ranch in the heart of Matthews, NC. Located in the quiet, established neighborhood of Springwater, this home is a great opportunity for someone looking for a first home, investment property or just looking to downsize. The spacious, easy to maintain home boasts ample bedrooms, an additional shed/utility room for storage, classic attached carport and is situated on a beautiful 1/2 acre, corner lot. With a little TLC, this home can easily be brought up to 2020's gaining instant equity. Home is easily accessible to 485, the new Publix at Stallings Rd, downtown Matthews, downtown Mint Hill, and all these great towns have to offer by way of shopping, dining and entertainment. Home to be sold as-is. Great Opportunity in a great location!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
5/10
Mint Hill Middle SchoolGrades 6-82.3 mi
6/10
David W Butler HighGrades 9-121.5 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven
  • Laundry features: Laundry Room

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Fireplace features: Family Room
  • Finished area below ground: 0
  • Finished area above ground: 1,749

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,749
  • Total interior livable area: 1,749 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 21515410
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: Attached Carport,Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$120$1,440
Property Taxes $207$2,484
Electricity $200$2,405
Total$2,423$29,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,074/yr
40% on housing$72,690/yr
45% on housing$64,613/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$267
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$375,000
2026-05-26Listing removed$359,999
2026-05-15Price change$359,999
2026-05-12Listed for sale$369,000

For Sale by Agent

AgentDanny King
BrokerageKeller Williams Select

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