2040 Swaim Dr, Matthews, NC, 28105
About This Home
Conveniently located to shopping, dining, entertainment and more! Welcome to 2040 Swaim Drive in Matthews, a beautifully maintained, no HOA, move-in ready 5 bedroom (or 4 bed/bonus), 2.5 bath home in highly desirable, The Heathers! The heart of the home is the updated kitchen, refreshed in 2025 with stunning quartz countertops, a new sink and faucet, and a stylish subway tile backsplash. Stainless steel appliances compliment the space, while a warm butcher block island (not new) adds charm. Designed with everyday living in mind, the kitchen features a double pantry and abundant cabinet space, making functionality effortless for both cooking and gathering! Off the kitchen you will find the cozy living room complete with access to the peaceful screened in porch, gas log fireplace and true hardwood flooring! Off the living room through the gorgeous french doors is a sitting room, boasting with natural light, stunning true hardwood flooring and beautiful plantation shutters. The dining room is boasting with space, perfect for large family gatherings or nightly family dinners! Upstairs, you’ll find 5 bedrooms all conveniently located on the same level, offering comfort, privacy, and ease for family living or guests. The layout provides both practicality and space to grow! The 5th bedroom could also be used as a bonus offering abundant storage space with a closet + double attic access on wither side! Originally built as a model home, this property offers thoughtful design and flexible living spaces throughout. The main level features a highly versatile flex space (once the model home office!) perfect for a home office, playroom, reading nook, or creative studio, giving you options that adapt to your lifestyle! Step outside and enjoy the peaceful, private screened-in porch ideal for quiet mornings or relaxing evenings. The recently stained deck is ready for summer entertaining, grilling, and gatherings. The backyard also includes an existing playground and garden features that remain with the home, adding both fun and functionality! Well cared for with a thoughtfully updated kitchen, this home offers a rare combination of space, flexibility, and move-in readiness in a desirable Matthews location. All appliances and washer/dryer convey! 2040 Swaim Drive is ready for you to settle in and enjoy from day one!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1994
Materials
- Foundation: Crawl Space
- Construction materials: Brick Partial
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Oven,Refrigerator,Washer/Dryer
- Laundry features: Inside,Laundry Room,Main Level
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Den
- Level: Main
Dining Area
- Level: Main
Dining Room
- Level: Main
Features
- Kitchen Island,Pantry,Walk-In Closet(s)
- Door features: French Doors
- Flooring: Carpet,Tile,Wood
- Fireplace features: Gas Log,Living Room,Other - See Remarks
- Attic: Pull Down Stairs,Walk-In
- Finished area below ground: 0
- Finished area above ground: 2,517
Flex Space
- Level: Main
Heating & Cooling
- Heating features: Natural Gas,Other
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,517
- Total interior livable area: 2,517 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Upper
Primary Bedroom
- Level: Upper
Utility Room
- Level: Main
Property
Details
- Parcel number: 21519519
- Zoning: R-12
- Special condition: Standard
- Horse amenities: None
Features
- Levels: Two
- Stories: 2
- Pool features: Above Ground
- Patio & porch: Deck,Front Porch,Rear Porch,Screened
- Fencing: Back Yard,Fenced
- Waterfront features: None
Lot
- Lot size: 0.35 Acres
- Features: Private,Sloped,Wooded
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Mecklenburg County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,768 | $33,216 |
| Home Insurance * | $176 | $2,112 |
| Property Taxes | $380 | $4,560 |
| Electricity | $234 | $2,813 |
| Total | $3,558 | $42,696 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Listed for sale | $547,500 |
| 2004-08-24 | Sold | $216,000 |
For Sale by Agent
View on Zillow