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1310 Saddle Rack St APT 352, San Jose, CA, 95126

3beds
2baths
1,407sqft
$749,888
$533price/sqft
$5,071/moest. monthly cost
$202,840/yrincome needed

About This Home

Highly Motivated Seller willing to consider any and all offers and concessions towards closing costs. Your search is over! Midtown plaza's Gated community has everything you've been looking for and more! Centrally located in the heart of Silicone Valley with over 1400' of living space this three bedroom, two bath home has space for the entire family with room to spare! Your choices are endless, you can relax by the pool, workout in the gym, lounge in the clubhouse or take a walk through the park just outside the gate. Just a few of the units amenities include master suite with a walk in closet, his & her vanities, nicely appointed kitchen with Stainless appliances and granite countertops, bedrooms and living room feature plantation shutters, wood floors in the living room, dinning room and hallways, tile in both bathrooms and new carpet in the bedrooms. The open floor plan and private balcony will allow you to entertain friends and family with ease. This is the home you've been looking for!

Getting Around

85
WalkingVery Walkable
57
TransitGood Transit
82
BikeVery Bikeable

Schools

2/10
4/10
7/10

Construction

Condition

  • Property condition: Existing
  • Year built: 2004

Materials

  • Roof: Other
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Elevator,Breakfast Bar,Counter - Solid Surface,Updated Kitchen
  • Window features: Window Coverings
  • Flooring: Hardwood,Tile,Carpet
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,407
  • Total interior livable area: 1,407 sqft

Kitchen

  • Features: Breakfast Bar,Counter - Solid Surface,Dishwasher,Microwave,Refrigerator,Updated Kitchen

Property

Details

  • Parcel number: 26468028
  • Special condition: Standard

Features

  • Levels: Three Or More,One
  • Stories: 3
  • Pool features: In Ground,Community
  • Spa features: Heated

Lot

  • Lot size: 1,306 sqft
  • Features: Other,No Yard

Parking

  • Total spaces: 2
  • Parking features: Space Per Unit - 2,Garage Door Opener
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters in Santa Clara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$74$888
Property Taxes $808$9,696
Electricity $398$4,786
Total$5,071$60,852
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,862/yr
40% on housing$152,130/yr
45% on housing$135,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$533This listing

vs Other Active Listings

Avg $/sqft

ZIP 95126$639
Santa Clara County$789

vs Homes Sold Last Month

Median $/sqft

ZIP 95126$988
Santa Clara County$1,052

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$798,888
2026-04-16Pending sale$798,888
2026-02-09Price change$798,888
2025-11-05Listed for sale$825,000
2025-09-21Listing removed$845,000
2025-05-29Listed for sale$845,000
2004-07-20Sold$423,500

For Sale by Agent

AgentKevin Berg
BrokeragePinnacle Realtors

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