129 Smith Ranch Ct, Los Gatos, CA, 95032
About This Home
PRICE REDUCED! Perfect home in the coveted Town of Los Gatos lifestyle! Tucked away on a quiet court, this beautifully maintained 4-bedroom single-family home backs up to historic OLD NOT ACTIVE railroad tracks, offering the ultimate premium privacy with no rear neighbors and absolutely no active train. Inside, enjoy a polished, approachable modern aesthetic with a versatile floor plan bathed in brilliant natural light. Families will love the "triple crown" of Los Gatos education: Dave's Avenue Elementary, Raymond J. Fisher Middle, and Los Gatos High School! The location is truly unbeatable. You are within easy walking distance to the Bay Club Courtside, where families can enjoy a vibrant social community, fitness, and 3 amazing pools. While this private enclave offers a peaceful retreat, you are strategically positioned just minutes from the Netflix campus, premier Silicon Valley employers, the 85 freeway, and weekend golf at La Rinconada Country Club. A rare opportunity for a premier "in-town" location!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2005
Materials
- Foundation: Slab,Concrete Perimeter and Slab
- Roof: Composition, Shingle
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Gas Cooktop,Exhaust Fan
- Laundry features: Upper Floor
Bathroom
- Features: Granite
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: DiningAreainLivingRoom
Family Room
- Features: KitchenFamilyRoomCombo
Features
- Flooring: Carpet,Hardwood,Vinyl Linoleum
- Fireplace features: Gas Log
Heating & Cooling
- Heating features: Central Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,153
- Total interior livable area: 2,153 sqft
Kitchen
- Features: Countertop_Granite, ExhaustFan
Property
Details
- Parcel number: 40920020
- Zoning: R1
- Special condition: Standard
Features
- Stories: 2
- Fencing: Back Yard
Lot
- Lot size: 4,006 sqft
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Clara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $11,503 | $138,036 |
| Home Insurance * | $200 | $2,400 |
| Property Taxes | $2,339 | $28,068 |
| Electricity | $461 | $5,540 |
| Total | $14,503 | $174,036 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $2,275,000 |
| 2026-07-16 | Price change | $2,274,999 |
| 2026-06-15 | Price change | $2,338,000 |
| 2026-05-11 | Listed for sale | $2,458,000 |
| 2013-09-06 | Sold | $1,100,000 |
| 2013-08-01 | Listed for sale | $1,099,956 |
| 2011-08-18 | Listing removed | $988,500 |
| 2011-05-21 | Price change | $988,500 |
| 2011-03-17 | Listed for sale | $998,500 |
For Sale by Agent
View on Zillow