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10433 Lone Star Way, Stockton, CA, 95209

5beds
4baths
2,933sqft
$690,000
$235price/sqft
$4,993/moest. monthly cost
$199,720/yrincome needed

About This Home

Thoughtful updates, energy-saving features, and a convenient Stockton location make this move-in-ready home one you won’t want to miss. The beautifully updated kitchen serves as the heart of the home, featuring modern finishes, a newer refrigerator, and a fresh, inviting feel that’s perfect for everyday living and entertaining. The comfortable floor plan offers welcoming spaces to gather, relax, and make the home your own. Enjoy the benefits of an existing leased solar system designed to help reduce monthly utility costs while avoiding the upfront expense of installing solar yourself. Conveniently located with quick access to I-5, shopping, dining, parks, schools, and everyday amenities, this home makes commuting and daily errands a breeze. Whether you’re a first-time buyer, looking for more space, or simply searching for a home that’s ready to enjoy from day one, this is an opportunity you won’t want to miss.

Getting Around

11
WalkingCar-Dependent
21
TransitMinimal Transit
54
BikeBikeable

Schools

6/10
5/10
Bear Creek High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 2004

Materials

  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Flooring: Laminate,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,933
  • Total interior livable area: 2,933 sqft

Kitchen

  • Features: Kitchen Island,Oven Built-in

Property

Details

  • Parcel number: 070510590000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None

Lot

  • Lot size: 5,994 sqft
  • Features: Rectangular Lot,Back Yard

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Lightning

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$204$2,448
Property Taxes $672$8,064
Electricity $628$7,547
Total$4,993$59,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$171,188/yr
40% on housing$149,790/yr
45% on housing$133,146/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$235This listing

vs Other Active Listings

Avg $/sqft

ZIP 95209$247
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95209$261
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$690,000
2026-06-23Listed for sale$705,000
2024-10-08Listing removed$3,200
2024-09-16Listed for rent$3,200
2024-07-16Listing removed--
2024-06-10Price change$698,800
2024-05-27Price change$732,500
2024-05-10Listed for sale$735,000
2021-07-12Sold$602,000
2021-06-08Pending sale$615,000
2021-06-03Listed for sale$615,000
2004-10-08Sold$384,500

For Sale by Agent

AgentTimothy Eng
BrokerageExp Realty Of Northern California, Inc

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