425 28th St Unit 202A, Oakland, CA, 94609
About This Home
Welcome to Midtown Lofts in Oakland's Pill Hill neighborhood. This light‑filled loft has been freshly painted with new carpet on the stairs and bedroom, offering over 900 sq ft of thoughtfully designed living space with soaring ceilings and abundant windows. French doors off the living and kitchen area open to a private balcony. The modern kitchen features stainless steel appliances, dark green maple cabinetry, and granite countertops. The main level includes an open living/dining area, in‑unit laundry, and a convenient guest powder room. Upstairs, the loft bedroom offers high ceilings, skylights, generous closet space, a home office nook, and an en‑suite bath. Building amenities include secure large corner spot garage parking, additional storage, an elevator, and a community courtyard. Enjoy an unbeatable location with a 97 Walk Score and 98 Bike Score. You're moments from BART, public transit, Whole Foods, Target, Lake Merritt, and vibrant dining and entertainment at the Paramount and Fox Theatres. Starbucks is just a short walk away, and freeway access is quick and easyplacing San Francisco, Berkeley, and the greater East Bay within effortless reach.
Getting Around
Walker's Paradise
Excellent Transit
Biker's ParadiseSchools
Construction
Condition
- Property condition: Updated/Remodeled
Type & Style
- Home type: Condo
- Architectural style: Contemporary
- Property subType: Condominium
Interior
Appliances
- Appliances included: Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Washer/Dryer Stacked
Bedroom1
- Area: 0
Bedroom2
- Area: 0
Bedroom3
- Area: 0
Bedroom4
- Area: 0
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Area: 0
Family Room
- Area: 0
Features
- Cathedral Ceiling(s)
- Flooring: Carpet,Wood
Interior Area
- Total structure area: 912
- Total interior livable area: 912 sqft
Kitchen
- Features: Skylight(s), Stone Counters
- Area: 0
Living Room
- Area: 0
Master Bedroom
- Area: 0
Property
Details
- Parcel number: 968449
- Special condition: Standard
Features
- Levels: Two
- Exterior features: Balcony,Uncovered Courtyard
- Fencing: Gate
Parking
- Total spaces: 1
- Parking features: Attached,Garage Door Opener,Side By Side,On Site
- Has garage: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Alameda County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,688 | $20,256 |
| Home Insurance * | $58 | $696 |
| Property Taxes | $438 | $5,256 |
| Electricity | $398 | $4,786 |
| Total | $2,582 | $30,984 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-13 | Price change | $385,000 |
| 2026-02-21 | Listed for sale | $399,000 |
| 2023-09-13 | Listing removed | -- |
| 2023-08-17 | Listed for rent | $2,988 |
| 2023-06-01 | Listing removed | -- |
| 2023-04-12 | Price change | $545,000 |
| 2023-02-18 | Listed for sale | $499,000 |
| 2022-10-04 | Listing removed | -- |
| 2022-08-02 | Listed for sale | $599,000 |
| 2017-11-07 | Sold | $545,000 |
| 2017-10-20 | Pending sale | $499,000 |
| 2017-10-06 | Listed for sale | $499,000 |
| 2014-11-07 | Sold | $400,000 |
| 2014-10-02 | Listed for sale | $389,000 |
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