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3106 Fairfield Way, Montgomery, IL, 60538

5beds
3baths
2,862sqft
$389,900
$136price/sqft
$3,073/moest. monthly cost
$122,920/yrincome needed

About This Home

Back on the market! Here's your chance 5 BEDROOM 3 FULL BATHS HERE!!!!!!!!Where can you find that under 400,000??? RIGHT HERE! Huge kitchen Open floor plan, luxury vinyl flooring in many rooms . Main floor bedroom is good sized and the main bath is right beside it. The laundry room is large and serves as a mudroom as it is by the garage entrance. Living room on the main level is huge and filled with light. Central air does not work. Upstairs: The family room is on the second floor and will house any size furniture probably! It is as large as the living room. A full bath is conveniently located along with 3 large bedrooms on the 2nd level. The primary bedroom is upstairs with its own bath; double sinks, a tub and shower also with room to roam! The 3 back bedrooms and the kitchen is an eat-in kitchen and overlooks the backyard and past the lot line into beautiful growing fields! So pretty and peaceful! Established neighborhood with large trees ~ also NO HOA fees! This home needs some care thus the PRICING but it has been a great place for this family Appliances do not go with the house NO FHA BUYERSThis home is sold AS IS AS IS AS IS

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

6/10
Bristol Grade SchoolGrades PK-32.9 mi
5/10
Yorkville Middle SchoolGrades 7-87.8 mi
7/10
Yorkville High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 2004

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 12X11

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 130
  • Dimensions: 13X10

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 110
  • Dimensions: 11X10

Bedroom5

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 182
  • Dimensions: 14X13

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 117
  • Dimensions: 13X9

Family Room

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 442
  • Dimensions: 26X17

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,862 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space,Island),Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Laundry

  • Features: Flooring (Laminate)
  • Level: Main
  • Area: 117
  • Dimensions: 13X9

Living Room

  • Features: Flooring (Luxury Vinyl)
  • Level: Main
  • Area: 342
  • Dimensions: 18X19

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Second
  • Area: 266
  • Dimensions: 19X14

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1435360009
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 9,000 sqft
  • Lot size dimensions: 75 x 120

Parking

  • Total spaces: 2
  • Parking features: Yes,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Lightning

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,971$23,652
Home Insurance *$174$2,088
Property Taxes $708$8,496
Electricity $220$2,641
Total$3,073$36,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,360/yr
40% on housing$92,190/yr
45% on housing$81,946/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 60538$185
Kane County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 60538$202
Kane County$207

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Contingent$389,900
2026-07-15Listed for sale$389,900
2026-06-26Contingent$389,900
2026-06-15Listed for sale$389,900
2019-09-27Sold$236,000
2019-08-28Pending sale$244,999
2019-07-23Price change$244,999
2019-06-28Price change$250,000
2019-06-03Price change$254,900
2019-05-16Listed for sale$259,900
2004-07-22Sold$231,000

For Sale by Agent

AgentFaith Schiltz
BrokerageColdwell Banker Real Estate Group

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