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8642 NE 123rd Place, Kirkland, WA, 98034

4beds
3baths
2,770sqft
$1,450,000
$523price/sqft
$8,737/moest. monthly cost
$349,480/yrincome needed

About This Home

Enjoy refined Northwest living in this beautifully crafted Chaffey-built Craftsman, ideally positioned on a peaceful cul-de-sac in sought-after Finn Hill. Offering 2,770 sq ft, the light-filled interior welcomes you with a vaulted entry and skylight, hardwood floors, formal dining, and a glass-doored den ideal for working from home. The chef’s kitchen features white quartz countertops, stainless steel appliances, and a gas cooktop, opening seamlessly to the inviting great room with custom built-ins. Step outside to a private, fully fenced, low-maintenance backyard designed for easy relaxation and entertaining. Upstairs, the spacious primary retreat features a spa-inspired five-piece bath and expansive walk-in closet, plus three generously sized bedrooms. Central A/C and smart features including a Nest thermostat, Ring cameras, and smart switches add everyday convenience. Pre-inspected, with a community playground steps away and easy access to Lake Washington schools, Juanita Beach Park, Totem Lake, and Downtown Kirkland.

Getting Around

21
WalkingCar-Dependent
22
TransitMinimal Transit
7
BikeSomewhat Bikeable

Schools

7/10
6/10
10/10
Juanita High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2004

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Wood Siding,Cement Plank

Notable Dates

  • Major remodel year: 2004

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room,High Tech Cabling
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window,Skylight(s)
  • Flooring: Ceramic Tile,Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Great Room

  • Level: Main

Heating

  • Heating features: Fireplace,Forced Air,Electric,Natural Gas

Interior Area

  • Total structure area: 2,770
  • Total interior livable area: 2,770 sqft

Kitchen With Eating Space

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Property

Details

  • Parcel number: 6870000130
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,High Tech Cabling,Skylight(s),Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Level

Lot

  • Lot size: 3,977 sqft
  • Features: Cul-De-Sac,Dead End Street,Paved,Sidewalk,Cable TV,Fenced-Fully,Gas Available,High Speed Internet,Patio,Sprinkler System

Parking

  • Total spaces: 4
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,331$87,972
Home Insurance *$205$2,460
Property Taxes $1,012$12,144
Electricity $189$2,273
Total$8,737$104,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$299,554/yr
40% on housing$262,110/yr
45% on housing$232,986/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$523This listing

vs Other Active Listings

Avg $/sqft

ZIP 98034$504
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98034$605
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$1,377,500
2023-01-21Listing removed--
2022-12-17Price change$3,840
2022-11-21Listed for rent$3,950
2021-11-15Listing removed--
2021-11-04Listed for rent$3,950
2021-07-09Sold$1,368,000
2021-06-13Pending sale$1,198,000
2021-06-10Listed for sale$1,198,000
2021-03-24Listing removed--
2019-06-25Listing removed$3,500
2019-06-16Listed for rent$3,500
2018-09-13Listing removed$3,400
2018-09-12Listed for rent$3,400
2017-05-25Sold$937,900
2017-04-25Pending sale$875,000
2017-04-20Listed for sale$875,000
2004-10-08Sold$458,000

For Sale by Agent

AgentHao N. Dang
BrokerageWindermere Real Estate/East

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