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1635 W Swain Rd, Stockton, CA, 95207

2beds
2baths
1,354sqft
$305,000
$225price/sqft
$2,328/moest. monthly cost
$93,120/yrincome needed

About This Home

PRICE IMPROVED! Now's your chance to own in the desirable Victorian Village community with built - inequity!!! Property was recently appraised by lender above current list price. The beautifully maintained grounds and resort-style amenities create an inviting place to call home. Just steps from the sparkling community pool, this spacious upstairs condominium offers comfort, style, and convenience. Inside, you'll find an open and functional floor plan featuring two generously sized bedrooms plus a flexible bonus room ideal as a home office, guest room, or playroom. Luxury vinyl plank flooring flows throughout the home, creating a clean, modern feel. The light-filled living area opens to a private deck, perfect for morning coffee or relaxing at the end of the day. The attached two-car garage offers abundant storage with built-in cabinetry, while the home's central location provides easy access to shopping, dining, parks, and commuter routes. Whether you're a first-time buyer, downsizing, or looking for a low-maintenance lifestyle, this move-in-ready home offers exceptional value in one of Stockton's most established communities.

Getting Around

60
WalkingSomewhat Walkable
36
TransitSome Transit
48
BikeSomewhat Bikeable

Schools

3/10
Tully C. Knoles SchoolGrades K-80.8 mi
7/10
Lincoln High SchoolGrades 9-120.7 mi

Construction

Condition

  • Year built: 1985

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: ShoweroverTub1, ShowersoverTubs2plus

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings
  • Flooring: Tile,Vinyl Linoleum
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,354
  • Total interior livable area: 1,354 sqft

Property

Details

  • Parcel number: 09774015
  • Zoning: Null
  • Special condition: ShortSale

Features

  • Stories: 2
  • Pool features: Community

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in San Joaquin County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,542$18,504
Home Insurance *$95$1,140
Property Taxes $293$3,516
Electricity $398$4,786
Total$2,328$27,936
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$79,817/yr
40% on housing$69,840/yr
45% on housing$62,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.0%
6.0%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$225This listing

vs Other Active Listings

Avg $/sqft

ZIP 95207$205
San Joaquin County$288

vs Homes Sold Last Month

Median $/sqft

ZIP 95207$275
San Joaquin County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Price change$265,000
2026-07-21Listed for sale$305,000
2023-09-29Sold$340,000
2023-09-03Pending sale$339,000
2023-08-23Listed for sale$339,000
2020-05-22Sold$230,000
2020-04-26Pending sale$232,500
2020-04-14Price change$232,500
2020-02-25Listed for sale$235,000
2019-01-15Listing removed$1,395
2019-01-08Listed for rent$1,395
2015-07-24Listing removed$995
2015-05-08Listed for rent$995
2014-06-06Listing removed$995
2014-05-28Listed for rent$995
2012-02-03Sold$69,500
2011-06-15Sold$49,600
2004-01-23Sold$179,500

For Sale by Agent

AgentAlene Santini
BrokerageVantage Realty

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