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11042 Harrowfield Rd, Charlotte, NC, 28226

2beds
2baths
976sqft
$199,900
$205price/sqft
$1,403/moest. monthly cost
$56,120/yrincome needed

About This Home

Ground Floor Home, Backs to woods, Laminate flooring through out, Updated bath Vanities, Walk in Closet in the Primary Bedroom. Ready for a New Owner.

Getting Around

22
WalkingCar-Dependent
29
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

9/10
Endhaven ElementaryGrades PK-51.4 mi
7/10
Quail Hollow MiddleGrades 6-82.3 mi
--

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Utility Room,Inside

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Features

  • Walk-In Closet(s)
  • Door features: Screen Door(s),Sliding Doors
  • Window features: Insulated Windows,Window Treatments
  • Flooring: Laminate
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 976

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 976
  • Total interior livable area: 976 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Features: None
  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 22143122
  • Zoning: none
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Patio
  • Waterfront features: None

Parking

  • Parking features: Parking Lot

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$57$684
Property Taxes $136$1,632
Electricity $200$2,405
Total$1,403$16,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,102/yr
40% on housing$42,090/yr
45% on housing$37,413/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$205This listing

vs Other Active Listings

Avg $/sqft

ZIP 28226$280
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28226$303
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-14Listed for sale$199,900
1998-08-28Sold$36,000

For Sale by Agent

AgentSharon West
BrokerageMaxx West Realty Inc

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