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11023 Harrowfield Rd, Charlotte, NC, 28226

3beds
2baths
1,197sqft
$222,000
$185price/sqft
$1,536/moest. monthly cost
$61,440/yrincome needed

About This Home

**NEW PRICE!!** Welcome to 11023 Harrowfield Rd, a well-maintained 3-bedroom, 2-bath condo offering comfortable living with tasteful updates throughout. Fresh neutral colors and new flooring create a clean, modern feel, while the custom ceiling detail adds character and visual appeal to the main living space. The functional layout includes a spacious living room, dining area, and kitchen designed for everyday living and easy entertaining. The primary bedroom features a private full bath, while two additional bedrooms and hall bathroom provide flexibility for guests, a home office, or hobbies. Enjoy outdoor living from the welcoming front porch or relax on the back balcony, offering options for morning coffee or evening downtime. As an added bonus the seller is offering $2,000 toward the buyer’s closing costs to help with new countertops! Conveniently located near shopping, dining, and major roadways, this home offers both comfort and accessibility. Minutes from Ballantyne, Pineville and SouthPark!

Getting Around

40
WalkingCar-Dependent
25
TransitSome Transit
40
BikeSomewhat Bikeable

Schools

9/10
Endhaven ElementaryGrades PK-51.4 mi
7/10
Quail Hollow MiddleGrades 6-82.3 mi
7/10

Construction

Condition

  • Year built: 1980

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Utility Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Breakfast Bar,Open Floorplan,Storage,Walk-In Closet(s)
  • Flooring: Tile
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,197

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,197
  • Total interior livable area: 1,197 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 22143346
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Upper
  • Pool features: Community
  • Patio & porch: Balcony,Covered,Front Porch,Rear Porch

Parking

  • Total spaces: 2
  • Parking features: Parking Lot
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,122$13,464
Home Insurance *$63$756
Property Taxes $151$1,812
Electricity $200$2,405
Total$1,536$18,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,662/yr
40% on housing$46,080/yr
45% on housing$40,960/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 28226$280
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28226$303
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-12Price change$222,000
2026-05-25Listed for sale$235,000
2026-05-22Listing removed$258,000
2026-04-30Listed for sale$258,000
2026-04-15Listing removed$249,000
2026-02-13Listed for sale$249,000
2025-11-22Listing removed$249,000
2025-11-11Listed for sale$249,000
2006-06-09Sold$60,000
2005-12-01Sold$65,100

For Sale by Agent

AgentBeth Curley
BrokerageNextHome Paramount

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