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11020 Carmel Crossing Rd, Charlotte, NC, 28226

2beds
2baths
1,107sqft
$219,000
$198price/sqft
$1,494/moest. monthly cost
$59,760/yrincome needed

About This Home

Rare end-unit townhome in desirable South Charlotte! Enjoy added privacy with a tree-lined backyard and serene setting. Located in a quiet neighborhood with convenient access to shopping, dining, and major roadways. Zoned for top-rated schools: Endhaven Elementary, South Charlotte Middle*, and Ballantyne Ridge High. The kitchen features neutral cabinetry, granite countertops, and a breakfast bar overlooking the family room with a cozy fireplace. Luxury vinyl plank flooring, fresh interior paint, and two-inch blinds add to the home’s updated appeal. Enjoy relaxing or entertaining on the private back patio. A must-see!

Getting Around

27
WalkingCar-Dependent
30
TransitSome Transit
46
BikeSomewhat Bikeable

Schools

9/10
Endhaven ElementaryGrades PK-51.6 mi
7/10
Quail Hollow MiddleGrades 6-82.1 mi
--

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: Townhouse
  • Architectural style: Transitional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Oven
  • Laundry features: Laundry Closet,Upper Level

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Area

  • Level: Main

Features

  • Breakfast Bar
  • Fireplace features: Living Room
  • Finished area below ground: 0
  • Finished area above ground: 1,107

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,107
  • Total interior livable area: 1,107 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 22147163
  • Zoning: R-12MF(CD)
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Pool features: Community
  • Patio & porch: Patio
  • Exterior features: Lawn Maintenance

Lot

  • Lot size: 0.02 Acres
  • Features: End Unit

Parking

  • Parking features: Assigned,Parking Space(s)

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,107$13,284
Home Insurance *$62$744
Property Taxes $125$1,500
Electricity $200$2,405
Total$1,494$17,928
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$51,222/yr
40% on housing$44,820/yr
45% on housing$39,840/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$198This listing

vs Other Active Listings

Avg $/sqft

ZIP 28226$280
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28226$303
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$225,000
2026-03-08Listing removed$245,000
2025-12-08Listed for sale$245,000
2025-12-04Listing removed$245,000
2025-09-28Price change$245,000
2025-02-19Listed for sale$250,000
2024-02-23Listing removed--
2023-12-05Price change$250,000
2023-11-21Listed for sale$260,000
2019-07-16Listing removed$1,125
2019-06-24Price change$1,125
2019-06-05Listed for rent$1,175
2019-02-28Sold$70,000
2007-02-02Sold$79,000
2001-01-26Sold$79,000
1997-10-30Sold$63,000

For Sale by Agent

AgentStacey Sauls
BrokerageKeller Williams Ballantyne Area

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