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4601 Esplanade Cir, Folsom, CA, 95630

2beds
3baths
1,501sqft
$505,000
$336price/sqft
$3,553/moest. monthly cost
$142,120/yrincome needed

About This Home

Beautiful Condo in the heart of Folsom close to shopping parks and the American River trail. This one one wont last.

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
77
BikeVery Bikeable

Schools

7/10
9/10
Folsom Middle SchoolGrades 6-81.9 mi
10/10

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete
  • Roof: Other
  • Construction materials: Stucco

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Other
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Other

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,501 sqft

Kitchen

  • Features: Breakfast Area

Property

Details

  • Parcel number: 07118100180066
  • Zoning: Residential
  • Special condition: Standard

Features

  • Entry location: Other

Lot

  • Lot size: 1 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Attached,Other
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,553$30,636
Home Insurance *$110$1,320
Property Taxes $492$5,904
Electricity $398$4,786
Total$3,553$42,636
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$121,817/yr
40% on housing$106,590/yr
45% on housing$94,746/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Price change$505,000
2026-06-08Listed for sale$549,000
2025-06-02Listing removed$2,750
2025-05-22Price change$2,750
2025-05-15Price change$2,795
2025-04-30Price change$2,980
2025-04-18Listed for rent$2,890
2023-12-01Listing removed--
2023-11-10Listed for rent$2,695
2023-03-13Listing removed--
2023-01-31Listed for rent$2,695
2022-02-16Listing removed--
2022-02-03Listed for rent$2,595
2021-03-09Listing removed--
2020-01-05Listing removed$2,100
2019-12-05Listed for rent$2,100
2018-10-25Sold$370,000
2018-10-12Pending sale$369,900
2018-09-27Listed for sale$369,900
2013-05-23Sold$280,000
2003-12-19Sold$260,000

For Sale by Agent

AgentM Wardell Johnson
BrokerageJohnson & Associates Real Estate

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