12 Shimmering Lake Ct, Saint Charles, MO, 63301
About This Home
NEW PRICE! Seller says bring me an offer & GET READY TO MOVE to this Classic Villa in sought after Villas at Sterling Point built by The Jones Company! 12 Shimmering Lake Court offers so much to LOVE! 2 Spacious Bedrooms, 2 Full Baths & 2 Car Garage & 1,552 Finished Sq Ft. You will LOVE coming home to this Quality Built Villa with Brick & Carriage Window Garage Door! Greet your Guests with a Leaded Glass Front Door with Dual Sidelights welcoming into the Entry Foyer with Hardwood Floor & Coat Closet! HUGE Vaulted Great Room with Flex Area for Dining, Office, Piano- whatever you want! Durable Engineered Wood Floors in the Eat-In Kitchen with Wood Cabinets, Counter Seating, Pantry & Refrigerator stays! Sunny Breakfast Room with Slider that leads to the NEW Deck overlooking Trees & Green Hillside! Owners Suite with Walk-In Closet, Separate Soaking Tub, Full-Size Shower with Seat, Oversized Vanity & Private Toilet! Front Bedroom with Full-View Windows, Full-Size Closet & Full Hall Bath! You will LOVE all the space in the Main Floor Laundry Room- Washer & Dryer Stay! Half Height Walls with Wood Cap leads to the SUPER CLEAN & DRY Lower Level with THREE Lookout Windows & Ready for Your Finish! HVAC- 2021 Deck-2025. Low $290 Monthly Fee includes Lawn Care, Snow Removal, Common Ground & the Pond! Love where you live with a Location that Delivers! MUST-SEE Community with Pond & Sidewalks! Close to Historic St Charles Main Street for Dining, Shops & Festivals! Minutes to McNair Park for Fresh Air, Trails & Playtime! Easy Commute with Quick Access to Highways 370 & 70! PET-FREE! Take a Tour TODAY!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Foundation: Concrete Perimeter
- Roof: Asphalt
- Construction materials: Brick Veneer,Vinyl Siding
Other
- Builder name: Jones Company Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Washer,Water Heater
- Laundry features: Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Concrete
Bedroom2
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 168
- Dimensions: 12x14
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 2
Breakfast Room
- Features: Floor Covering: Laminate
- Level: Main
- Area: 132
- Dimensions: 11x12
Dining Room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 210
- Dimensions: 14x15
Features
- Breakfast Bar,Ceiling Fan(s),Custom Cabinetry,Dining/Living Room Combo,Eat-in Kitchen,Entrance Foyer,Kitchen/Dining Room Combo,Laminate Counters,Open Floorplan,Shower,Vaulted Ceiling(s),Walk-In Closet(s)
- Door features: Panel Door(s),Sliding Doors
- Window features: Blinds,Low Emissivity Windows,Tilt-In Windows
- Flooring: Carpet,Laminate
- Finished area below ground: 0
- Finished area above ground: 1,552
Great Room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 140
- Dimensions: 14x10
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Electric
Interior Area
- Total structure area: 1,552
- Total interior livable area: 1,552 sqft
Kitchen
- Features: Floor Covering: Laminate
- Level: Main
- Area: 110
- Dimensions: 11x10
Laundry
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 48
- Dimensions: 8x6
Primary Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 266
- Dimensions: 14x19
Property
Details
- Parcel number: 60015941300002A.0000000
- Attached to another structure: Yes
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Deck,Front Porch
- Fencing: None
Lot
- Lot size: 1,999 sqft
- Features: Back Yard,Front Yard,Landscaped,Sprinklers In Front
- Lot size dimensions: IRREG
Parking
- Total spaces: 2
- Parking features: Additional Parking,Attached,Garage,Garage Door Opener,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,491 | $17,892 |
| Home Insurance * | $171 | $2,052 |
| Property Taxes | $260 | $3,120 |
| Electricity | $141 | $1,693 |
| Total | $2,063 | $24,756 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-02 | Price change | $300,000 |
| 2026-04-02 | Listed for sale | $310,000 |
| 2016-03-25 | Sold | -- |
| 2015-12-09 | Listed for sale | $190,000 |
| 2003-12-11 | Sold | -- |
For Sale by Agent
View on Zillow