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46 Scarlet Meadows Ct, O'Fallon, MO, 63366

5beds
5baths
5,819sqft
$750,000
$129price/sqft
$5,372/moest. monthly cost
$214,880/yrincome needed

About This Home

Offering close to 6000 finished sq ft, this spacious one and a half story home will provide you and your family all the space you ever wanted and more! Beautiful brick and stone elevation, and situated on a cul-de-sac, this property offers a spacious yard as well as a composite deck and fenced area for your pets! The room sizes are all amazing! Recently painted with updated LVP floors installed on the main level, plus crown molding and upgraded taller trim! Main level offers a spacious great room with custom built-in display wall and gas fireplace, plus large hearth room with a wood-burning fireplace and tons of natural light that walks out to the composite deck and your private yard. The amazing kitchen offers tons of cabinets, solid surface counters, tile backsplash, and all the storage your heart desires, including a 16'x4' walk-in pantry! Plus formal dining, large breakfast area, awesome mudroom, and main floor laundry! The main floor primary suite offers a beautiful electric fireplace w/custom surround, 2 WIC w/organizers & luxury bath w/tub/sep shower & private room for toilet. The upper level gives you bonus room w/glass front French doors w/transom window, an office w/glass front French doors w/transom window, plus 3 large bedrooms, including one en suite, and an additional full bath! And if that wasn't enough, the lower level gives you almost 1800 fin sq ft w/2nd full kitchen, large family room, recreation area, fifth bedroom w/lg WIC, sleeping area, full bath, 2nd laundry room and more! Perfectly set up for entertaining or multi generational living! Built in storage shelves plus Dual HVAC systems as you expect! Oversized 3 car side entry finished/insulated garage. Fantastic location, with easy access to Highways 364, 40 & 70!

Getting Around

19
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
10/10
10/10

Construction

Condition

  • Year built: 2003

Materials

  • Roof: Architectural Shingle
  • Construction materials: Brick,Frame,Stone,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Laundry Room,Lower Level,Main Level,Multiple Locations

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Sleeping Area

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 208
  • Dimensions: 16x13

Bedroom3

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 208
  • Dimensions: 16x13

Bedroom4

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 221
  • Dimensions: 17x13

Bedroom5

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 210
  • Dimensions: 15x14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 196
  • Dimensions: 14x14

Breakfast Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 198
  • Dimensions: 18x11

Dining Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 180
  • Dimensions: 15x12

Family Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 377
  • Dimensions: 29x13

Features

  • Number of fireplaces: 3
  • Fireplace features: Electric,Gas,Great Room,Master Bedroom,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,745
  • Finished area above ground: 4,074

Great Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 340
  • Dimensions: 20x17

Hearth Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 240
  • Dimensions: 16x15

Heating & Cooling

  • Heating features: Forced Air,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Dual,Zoned

Interior Area

  • Total structure area: 5,819
  • Total interior livable area: 5,819 sqft

Kitchen

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 306
  • Dimensions: 18x17

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 225
  • Dimensions: 15x15

Laundry

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Laundry

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 49
  • Dimensions: 7x7

Mud Room

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 90
  • Dimensions: 15x6

Office

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Other

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 224
  • Dimensions: 16x14

Primary Bedroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Main
  • Area: 266
  • Dimensions: 19x14

Recreation Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 384
  • Dimensions: 24x16

Property

Details

  • Parcel number: 200679174000022.0000000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck
  • Fencing: Partial

Lot

  • Lot size: 0.41 Acres
  • Features: Back Yard,Cul-De-Sac,Level
  • Lot size dimensions: irregular

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$474$5,688
Property Taxes $662$7,944
Electricity $444$5,332
Total$5,372$64,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$184,182/yr
40% on housing$161,160/yr
45% on housing$143,253/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$129This listing

vs Other Active Listings

Avg $/sqft

ZIP 63366$189
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63366$178
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$750,000
2022-06-23Sold--
2022-06-04Pending sale$619,000
2022-06-03Listed for sale$619,000
2017-06-16Sold--
2017-05-23Pending sale$464,900
2017-04-21Listed for sale$464,900
2013-02-26Sold--
2013-01-11Listed for sale$425,000
2007-04-05Sold--

For Sale by Agent

AgentLisa M Adkins
BrokerageRE/MAX Platinum

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