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590 Keolu Dr, Kailua, HI, 96734

3beds
2baths
1,734sqft
$1,395,000
$804price/sqft
$8,169/moest. monthly cost
$326,760/yrincome needed

About This Home

Diamond in the rough! Roomy single level home with over 1,700 sf of living area features lofty cathedral ceilings and gorgeous light filled spaces! Ideal floorplan is perfect for entertaining with open living, dining, living and a 200 sf covered lanai! Enclosed 2 car garage w/direct entry into home/laundry room! Split A/C, newer roof, completely walled/fenced low maintenance yard and maybe room for a boat? Already surveyed and tented! Sold as is. Must see!

Getting Around

49
WalkingCar-Dependent
34
TransitSome Transit
27
BikeSomewhat Bikeable

Schools

7/10
7/10
4/10
Kailua High SchoolGrades 9-120.6 mi

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1979

Materials

  • Foundation: Slab
  • Construction materials: Double Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Bedroom on Main Level,Full Bath on Main Level
  • Flooring: Carpet,Ceramic Tile,Vinyl

Interior Area

  • Total structure area: 2,364
  • Total interior livable area: 1,734 sqft

Property

Details

  • Parcel number: 1420820330000
  • Zoning description: 05 - R-5 Residential District
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Fencing: Fenced,Wall
  • Has view: Yes
  • View description: None
  • Topography of land: Level

Lot

  • Features: Cleared,Interior Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Garage,Two Car Garage,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,053$84,636
Home Insurance *$207$2,484
Property Taxes $351$4,212
Electricity $558$6,700
Total$8,169$98,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$280,080/yr
40% on housing$245,070/yr
45% on housing$217,840/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$804This listing

vs Other Active Listings

Avg $/sqft

ZIP 96734$1,221
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96734$964
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$1,350,000
2026-07-09Price change$1,395,000
2026-06-25Listed for sale$1,450,000

For Sale by Agent

AgentDaniel T Omiya
BrokerageOne Realty, Incorporated

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