16775 W IPSWITCH Way, Surprise, AZ, 85374
About This Home
Assumable FHA loan at 2.375%!!! Talk about affordable payments! Welcome to this open layout, single-story 3-bedroom, 2-bath home in Bell West Ranch. It features north/south exposure and a spacious kitchen that opens to the the living room with granite countertops, abundant cabinetry, breakfast area and an island, creating the perfect gathering space for family and friends. The split floor plan offers privacy, while the light-filled living areas flow into the backyard where you will find your own recently resurfaced pool and spa with a new heater. This is complemented by an oversized covered patio that's perfect for outdoor dining and entertaining. Additional highlights include a 3-car garage with built in cabinets and work bench along with new insulated garage doors, new removable pool fence for safety, low-maintenance landscaping new sliding glass door, new RV gate, and new modern LVP in the main living and dining area.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco,Wood Frame,Painted
Other
- Builder name: ELLIOTT HOMES
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Washer,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range,Electric Oven
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Granite Counters,Double Vanity,Eat-in Kitchen,Breakfast Bar,9+ Flat Ceilings,No Interior Steps,Kitchen Island,Pantry,Full Bth Master Bdrm,Separate Shwr & Tub
- Window features: Solar Screens
- Flooring: Carpet,Vinyl,Tile
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Programmable Thmstat
Interior Area
- Total structure area: 1,679
- Total interior livable area: 1,679 sqft
Property
Details
- Parcel number: 23239562
Features
- Stories: 1
- Private pool: Yes
- Pool features: Outdoor Pool,Play Pool,Fenced,Heated
- Patio & porch: Covered
- Exterior features: Rain Gutters,Storage
- Has spa: Yes
- Spa features: Heated,Private
- Fencing: Block
Lot
- Lot size: 7,219 sqft
- Features: North/South Exposure,Desert Back,Desert Front,Gravel/Stone Front,Gravel/Stone Back,Synthetic Grass Back
Parking
- Total spaces: 6
- Parking features: Attached,RV Gate,Garage Door Opener,Attch'd Gar Cabinets
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Inland Flooding
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters in Maricopa County and Arizona
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance | $98 | $1,176 |
| Property Taxes | $150 | $1,800 |
| Electricity | $216 | $2,603 |
| Total | $2,537 | $30,444 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-03 | Price change | $410,000 |
| 2026-07-15 | Listed for sale | $420,000 |
| 2021-01-29 | Sold | $340,000 |
| 2020-12-16 | Pending sale | $320,000 |
| 2020-12-10 | Listed for sale | $320,000 |
| 2020-12-04 | Pending sale | $320,000 |
| 2020-12-03 | Listed for sale | $320,000 |
| 2020-11-23 | Pending sale | $320,000 |
| 2020-11-19 | Listed for sale | $320,000 |
| 2003-10-03 | Sold | $150,000 |
| 2001-11-16 | Sold | $148,842 |
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