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509 Garcia Dr, Hemet, CA, 92545

2beds
2baths
2,264sqft
$475,000
$210price/sqft
$3,562/moest. monthly cost
$142,480/yrincome needed

About This Home

MOVE IN READY Home in the FOUR SEASONS; a Guard Gated, Golf Course, Active Senior (55+) Community. Looking for affordable living in Southern California? This community is it! This is a 2264 sq. ft, single level home w/ amazing views of not only the Golf Course, but the Mountains beyond. 2 Bedrooms + Office + Primary Bedroom Retreat + 2 Full Baths. Neutral colors throughout & waiting for your personal touch. As you enter the front of the home there is a Formal Living rm & Dining rm. In the back of the home there is a generous sized Family rm & Kitchen combo. The kitchen has an abundance of white cabinetry, white appliances (Refrigerator included), dark granite countertops, a long peninsula w/ seating & a cozy nook for informal dining. The Family rm has a custom media cabinet w/ added surround sound speakers. Loads of natural light in this home, from all the large windows. Plantation Shutters throughout the property + Ceiling Fans in every room. Instead of 4 bedrooms, this home was configured w/ 2 bedrooms + office + primary bedroom retreat, therefore lots of space to spread out! Out back you will be amazed at the view of the Golf course, mountains and lush landscaping surround. A solid Patio Cover w/ lighting was added for plenty of shaded spots to enjoy. As you take your Golf Cart all around this community, you can drive it right back into its own space & still have room to park 2 cars. The Four Seasons has a low HOA for ALL you get to enjoy; Golf, restaurant, fitness center, cards/crafts room, Pool/Spa, pickleball, tennis & Much More! Come see this home & this community today!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
3/10
5/10
Tahquitz High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2004

Other

  • Builder name: K Hovnanians

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Gas Cooktop,Microwave,Refrigerator
  • Laundry features: Gas Dryer Hookup,Laundry Room

Bathroom

  • Features: Bathtub,Dual Sinks,Separate Shower,Walk-In Shower

Bedroom

  • Features: All Bedrooms Down

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Built-in Features,Breakfast Area,Ceiling Fan(s),Separate/Formal Dining Room,Granite Counters,High Ceilings,Open Floorplan,Recessed Lighting,All Bedrooms Down,Bedroom on Main Level,Main Level Primary,Primary Suite,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Blinds,Plantation Shutters
  • Flooring: Carpet,Tile
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,264 sqft

Kitchen

  • Features: Granite Counters,Kitchen/Family Room Combo

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: No Stairs,Accessible Approach with Ramp

Details

  • Parcel number: 455490027
  • Special condition: Trust

Features

  • Levels: One
  • Stories: 1
  • Entry location: 1
  • Pool features: Community,Association
  • Patio & porch: Covered
  • Has spa: Yes
  • Spa features: Association,Community
  • Fencing: Wood
  • Has view: Yes
  • View description: Golf Course,Hills,Mountain(s)

Lot

  • Lot size: 7,841 sqft
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Door-Multi,Garage,Golf Cart Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$142$1,704
Property Taxes $534$6,408
Electricity $485$5,825
Total$3,562$42,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,125/yr
40% on housing$106,860/yr
45% on housing$94,986/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$210This listing

vs Other Active Listings

Avg $/sqft

ZIP 92545$157
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92545$247
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-22Price change$475,000
2026-06-04Listed for sale$485,000
2004-04-22Sold$372,000

For Sale by Agent

AgentLori Cutka
BrokerageLPT Realty, Inc

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