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900 E John St, Matthews, NC, 28105

3beds
2baths
1,249sqft
$389,000
$311price/sqft
$2,507/moest. monthly cost
$100,280/yrincome needed

About This Home

Move-in-ready ranch ideally located just a short walk from the dining, shopping, and entertainment in the heart of downtown Matthews, with quick access to I-485 for an easy commute. Enjoy a prime location near the Mecklenburg County Sportsplex at Matthews and a short walk to the entrance of the Four Mile Creek Greenway. This charming one-story home is highlighted by a large front porch, perfect for relaxing and enjoying outdoor living space. Inside, you'll find fresh neutral paint and a bright kitchen featuring newly installed granite countertops and backsplash. Durable tile flooring throughout offers easy maintenance and a pet-friendly living environment. Outside, the large driveway with an extended concrete pad provides ample parking for multiple vehicles. The spacious fenced backyard offers room to play, garden, or entertain, while the detached garage includes a separate room ideal for a home office, workshop, or additional storage. The additional 212 sqft includes 44 sqft of heated/cooled utility room space that is part of the home but not accessible from the main living area. The remaining 168 sqft is office space located in the detached garage.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

8/10
Matthews ElementaryGrades K-50.6 mi
10/10
Crestdale MiddleGrades 6-81.4 mi
6/10
David W Butler HighGrades 9-121.6 mi

Construction

Condition

  • Year built: 1974

Materials

  • Foundation: Slab
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Microwave,Refrigerator
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Dining Area

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,249

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 1,249
  • Total interior livable area: 1,249 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 22723919
  • Zoning: R-12
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 1
  • Parking features: Driveway,Detached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$125$1,500
Property Taxes $216$2,592
Electricity $200$2,405
Total$2,507$30,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$85,954/yr
40% on housing$75,210/yr
45% on housing$66,853/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$266
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Listed for sale$389,000
2012-10-03Listing removed$1,175
2012-09-21Price change$1,175
2012-09-18Listed for rent$1,195
1996-11-22Sold$76,500

For Sale by Agent

AgentAndy Thomas
BrokerageUnited Real Estate-Queen City

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