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1308 Rockfish Dr, Matthews, NC, 28105

4beds
4baths
3,575sqft
$1,050,000
$294price/sqft
$6,551/moest. monthly cost
$262,040/yrincome needed

About This Home

Rare opportunity in one of Matthews' most desirable neighborhoods — a beautifully updated 4-bedroom home with a heated saltwater pool, exceptional outdoor living and no HOA. Set on a quiet cul-de-sac, this 3,575-square-foot home combines the character of a well- established neighborhood with the updates today's buyers want. The renovated kitchen features quartz countertops, a large center island, updated appliances, walk-in pantry and abundant cabinetry, opening naturally to the spacious family room with gas fireplace. The main-level office provides a private workspace, while upstairs you will find four generously sized bedrooms, a versatile bonus area and three full baths. The primary suite features two walk- in closets and a completely renovated spa-style bath with dual vanity, freestanding soaking tub, oversized walk-in shower and heated towel warmers. The backyard is the true showpiece. Multiple decks overlook a heated saltwater pool with recently upgraded equipment, surrounded by professionally updated landscaping and a charming gazebo. It is a private setting designed for entertaining, relaxing and enjoying Carolina evenings. Major improvements include a 2020 roof, 2018 HVAC, renovated kitchen and baths, wood flooring upstairs, updated pool equipment and enhanced landscaping. With no HOA, highly regarded schools and convenient access to shopping, dining, parks and major roadways, this is a home that offers both an exceptional lifestyle and the practical updates buyers are looking for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

7/10
9/10
South Charlotte MiddleGrades 6-82.4 mi
9/10
Providence HighGrades 9-120.7 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Partial

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room,Main Level,Sink

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Features: Attic Walk In
  • Level: Upper

Breakfast

  • Level: Main

Dining Room

  • Level: Main

Family Room

  • Features: Ceiling Fan(s)
  • Level: Main

Features

  • Breakfast Bar,Built-in Features,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Window features: Window Treatments
  • Flooring: Carpet,Wood
  • Fireplace features: Family Room
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,575

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,575
  • Total interior livable area: 3,575 sqft

Laundry

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Main

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Tray Ceiling(s),Walk-In Closet(s)
  • Level: Upper

Property

Details

  • Parcel number: 22764166
  • Zoning: R-15
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Heated,In Ground,Outdoor Pool,Salt Water
  • Patio & porch: Covered,Deck,Front Porch,Patio
  • Exterior features: In-Ground Irrigation
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.36 Acres
  • Features: Corner Lot,Cul-De-Sac,Private

Parking

  • Total spaces: 4
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Parking Space(s),Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$337$4,044
Property Taxes $573$6,876
Electricity $332$3,995
Total$6,551$78,612
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$224,605/yr
40% on housing$196,530/yr
45% on housing$174,693/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$294This listing

vs Other Active Listings

Avg $/sqft

ZIP 28105$265
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28105$228
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$1,000,000
2026-08-01Listed for sale$1,050,000
2018-03-15Sold$489,500
2018-02-14Pending sale$494,900
2018-02-01Listed for sale$494,900

For Sale by Agent

AgentKristi Cooper
BrokerageHelen Adams Realty

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