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13101 Darby Chase Dr, Charlotte, NC, 28277

5beds
4baths
3,421sqft
$999,000
$292price/sqft
$6,209/moest. monthly cost
$248,360/yrincome needed

About This Home

Welcome to 13101 Darby Chase Drive, a beautifully updated full-brick home situated on a private 1.22-acre lot in the highly sought-after Providence Crossing community. This spacious 5-bedroom, 4-bath residence offers more than 3,400 square feet of thoughtfully designed living space, including a desirable main-level primary suite, 3-car garage and an expansive Bonus/FROG that serves as a fifth bedroom with a full bath. Designed for both everyday living and entertaining, the open floor plan features hardwood floors throughout the main living areas, elegant formal living and dining rooms with detailed moldings, and a spacious family room with gas-log fireplace, built-ins, and a wall of windows overlooking the private fenced backyard. The well-appointed kitchen boasts white cabinetry with pull-out shelving, granite countertops, a 5-burner gas cooktop, double ovens, pantry, and a generous breakfast area. The luxurious primary suite offers heated tile floors, a Jacuzzi tub, dual vanities, a walk-in shower with glass enclosure, large walk-in closet, and linen closet. Enjoy outdoor living at its finest from the expansive screened porch retreat, overlooking the fire pit area, fenced backyard, mature trees, and established landscaping. The level lot provides exceptional privacy and creates the perfect setting for nature watching and relaxation. Conveniently located near fine dining, shopping, medical facilities, Life Time Fitness, and I-485. Top-rated schools include Polo Ridge Elementary, J.M. Robinson Middle, and Ardrey Kell High School. Additional highlights include a side-load 3-car garage with utility sink, mudroom laundry, oversized walk-in attic storage with potential for future expansion, zoned HVAC, dual 50-gallon water heaters, RainGuard gutters, irrigation system, and an architectural shingle roof. Recent updates include roof replacement (2022), furnace (2025), air conditioner (2019), water heater (2026), dishwasher (2021), and screened porch rescreening (2020). A rare opportunity to own a private, estate-sized lot in one of South Charlotte's most established and desirable neighborhoods. Neighborhood sidewalks connect to scenic ponds, fountains, and the adjacent Providence Country Club golf course, creating an exceptional lifestyle setting. Schedule your private tour today!

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

10/10
Rea Farms STEAM AcademyGrades K-81.4 mi
9/10
Ardrey Kell HighGrades 9-122.9 mi
9/10
Polo Ridge ElementaryGrades PK-51.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Transitional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Double Oven,Gas Cooktop,Self Cleaning Oven
  • Laundry features: Mud Room,Main Level

Bathroom Full

  • Features: Ceiling Fan(s),Garden Tub,Walk-In Closet(s)
  • Level: Main
  • Area: 212.695
  • Dimensions: 14' 9" X 14' 5"

Bathroom Full

  • Level: Upper
  • Area: 47.1
  • Dimensions: 5' 0" X 9' 5"

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 185.8325
  • Dimensions: 12' 3" X 15' 2"

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 162.25
  • Dimensions: 11' 0" X 14' 9"

Bedroom S

  • Level: Main
  • Area: 135.1386
  • Dimensions: 11' 7" X 11' 8"

Bedroom S

  • Features: Attic Walk In,En Suite Bathroom,Walk-In Closet(s)
  • Level: Upper
  • Area: 466.005
  • Dimensions: 23' 6" X 19' 10"

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 4

Breakfast

  • Level: Main
  • Area: 120.1536
  • Dimensions: 11' 11" X 10' 1"

Dining Area

  • Level: Main
  • Area: 234
  • Dimensions: 12' 0" X 19' 6"

Family Room

  • Features: Built-in Features,Ceiling Fan(s),Open Floorplan
  • Level: Main
  • Area: 394.68
  • Dimensions: 23' 11" X 16' 6"

Features

  • Built-in Features,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry,Whirlpool
  • Door features: Insulated Door(s)
  • Flooring: Carpet,Tile,Wood
  • Fireplace features: Family Room,Gas Log
  • Attic: Walk-In
  • Finished area below ground: 0
  • Finished area above ground: 3,421

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,421
  • Total interior livable area: 3,421 sqft

Kitchen

  • Level: Main
  • Area: 148.7925
  • Dimensions: 11' 8" X 12' 9"

Living Room

  • Level: Main
  • Area: 335.4264
  • Dimensions: 19' 1" X 17' 7"

Primary Bedroom

  • Features: Ceiling Fan(s),En Suite Bathroom,Vaulted Ceiling(s)
  • Level: Main
  • Area: 307.4186
  • Dimensions: 15' 10" X 19' 5"

Property

Accessibility

  • Accessibility features: Door Width 32 Inches or More,Accessible Hallway(s),Ramp(s)-Main Level

Details

  • Parcel number: 22942502
  • Zoning: N1-A
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: 1 Story/F.R.O.G.
  • Patio & porch: Covered,Front Porch,Rear Porch,Screened
  • Exterior features: Fire Pit,In-Ground Irrigation
  • Fencing: Back Yard,Fenced
  • Waterfront features: None

Lot

  • Lot size: 1.22 Acres
  • Features: Flood Plain/Bottom Land,Level,Private,Wooded
  • Lot size dimensions: 114 x 502 x 101 x 539

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,Garage Door Opener,Garage Faces Side,Keypad Entry,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Tornado

FEMA Declared Disasters in Mecklenburg County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$287$3,444
Property Taxes $553$6,636
Electricity $318$3,823
Total$6,209$74,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$212,880/yr
40% on housing$186,270/yr
45% on housing$165,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 28277$249
Mecklenburg County$237

vs Homes Sold Last Month

Median $/sqft

ZIP 28277$269
Mecklenburg County$238

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$999,000
2026-07-01Listed for sale$1,099,000
2006-11-20Sold$445,000
2001-06-27Sold$383,000

For Sale by Agent

AgentMarvin Speight
BrokerageBerkshire Hathaway HomeServices Carolinas Realty

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