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48846 Stillwater St, Indio, CA, 92201

5beds
3baths
2,888sqft
$1,800,000
$623price/sqft
$12,220/moest. monthly cost
$488,800/yrincome needed

About This Home

A premier investment opportunity in the highly sought-after Montage at Santa Rosa, one of the Coachella Valley's most recognizable luxury short-term rental communities. This fully furnished, professionally designed resort-style property offers investors the rare combination of proven income potential, exceptional guest appeal, and a location that consistently drives year-round demand.Positioned just minutes and even walking distance to the Empire Polo Grounds, home of the world-famous Coachella and Stagecoach festivals, this property is designed to maximize occupancy and command premium nightly rates. Beyond festival season, guests are drawn year-round by world-class golf, tennis, hiking, dining, shopping, and the area's thriving vacation rental market.The remodeled Tuscan-inspired residence features 5 spacious bedrooms and 3 bathrooms with an open-concept floor plan ideal for large groups. The chef's kitchen showcases premium stainless steel appliances, custom cabinetry, a dramatic Calacatta marble waterfall island, built-in bar seating, a beverage station, fireplace, and expansive gathering spaces that create an unforgettable guest experience.Outside, the backyard delivers the resort amenities today's travelers are actively searching for: a saltwater Pebble-Tec pool and spa, misting system, expansive outdoor living areas, built-in BBQ island, fire pit, putting green, bocce ball, cornhole, and multiple dining and lounge spaces beneath mature palm trees.The entertainment continues indoors with an incredible arcade game room featuring full-size arcade games, air hockey, pool table, foosball, and additional attractions that encourage longer stays, stronger reviews, and repeat bookings.Whether expanding an established STR portfolio or acquiring a flagship Coachella Valley vacation rental, this turnkey investment is positioned to capitalize on one of Southern California's strongest destination markets. A rare opportunity to own a luxury vacation home designed to deliver memorable guest experiences while maximizing rental performance.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2004

Materials

  • Foundation: Slab

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Tile Counters,Vanity

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Furnished,High Ceilings,Primary Suite
  • Flooring: Tile
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,888 sqft

Kitchen

  • Features: Kitchen Island

Master Bedroom

  • Features: Primary Suite

Property

Details

  • Parcel number: 602420001
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground
  • Spa features: In Ground,Private
  • Fencing: Block
  • Has view: Yes
  • View description: Pool

Lot

  • Lot size: 0.32 Acres
  • Features: Planned Unit Development,Sprinklers Timer

Parking

  • Total spaces: 3
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,101$109,212
Home Insurance *$433$5,196
Property Taxes $2,067$24,804
Electricity $619$7,431
Total$12,220$146,640
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$418,971/yr
40% on housing$366,600/yr
45% on housing$325,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$623This listing

vs Other Active Listings

Avg $/sqft

ZIP 92201$208
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92201$306
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$1,800,000
2026-04-15Listing removed$1,850,000
2026-02-23Price change$1,850,000
2026-01-07Listed for sale$1,900,000
2025-12-05Listing removed$1,900,000
2025-10-21Price change$1,900,000
2021-10-31Listed for sale$1,450,000
2021-10-28Sold$1,450,000
2019-03-22Sold$655,000
2019-02-05Price change$679,900
2019-01-05Listed for sale$699,000
2018-06-11Listing removed$699,000
2018-06-05Listed for sale$699,000
2017-01-14Sold$550,000
2016-11-21Pending sale$569,000
2016-10-29Listed for sale$569,000
2016-05-13Listing removed$2,500
2013-08-24Listing removed$382,500
2013-06-11Listed for sale$382,500
2011-08-01Listing removed$2,300
2011-07-21Listed for rent$2,300
2011-07-12Sold$344,500
2011-05-18Listed for sale$375,000
2011-04-08Sold$382,500
2011-04-03Price change$382,500
2011-03-29Listed for sale$300,000
2005-10-19Sold$640,000
2005-07-14Sold$492,500

For Sale by Agent

AgentAngela Maciel-Gibbons
BrokerageBPO Homes

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