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44839 Mumm St, Temecula, CA, 92592

4beds
3baths
2,902sqft
$889,000
$306price/sqft
$6,380/moest. monthly cost
$255,200/yrincome needed

About This Home

View View View !!! Welcome to 44839 Mumm Street, a stunningly reimagined estate nestled within Temecula’s highly coveted Morgan Hill community. Built in 2004 and completely updated with designer finishes, this move-in-ready residence offers modern luxury, expansive valley views, and unparalleled privacy with no front-facing neighbors and a unique privacy easement. One of the property's most significant advantages is its elite educational zoning. Families will benefit from immediate access to the region’s highest-performing, award-winning schools: Tony Tobin Elementary, Vail Ranch Middle School, and the prestigious Great Oak High School. The open-concept main level boasts high-end porcelain tile flooring, a cozy fireplace, and a gourmet chef’s kitchen equipped with custom cabinetry, quartz countertops, and new stainless steel appliances. For optimal convenience, a full bedroom and bath are located downstairs—ideal for guests or multi-generational arrangements. Upstairs features all-new luxury vinyl flooring, three spacious bedrooms, and a versatile large loft perfect for a media room or home office. The primary suite serves as a private retreat, highlighting panoramic valley views and a spa-like ensuite bathroom with a stone tile shower, soaking tub, and custom vanities. Outside, the low-maintenance backyard opens to a brand-new concrete patio designed for seamless indoor-outdoor entertaining against the backdrop of the Temecula Valley. Residents also enjoy Morgan Hill’s premium resort-style amenities, including a private clubhouse, swimming pools, tennis courts, a fitness center, and walking trails—all just minutes away from world-class wineries, dining, and entertainment.

Getting Around

23
WalkingCar-Dependent
8
TransitMinimal Transit
12
BikeSomewhat Bikeable

Schools

7/10
8/10
Vail Ranch Middle SchoolGrades 6-80.6 mi
9/10
Great Oak High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2004

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Microwave,Water Heater
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathtub,Closet,Full Bath on Main Level,Remodeled

Bedroom

  • Features: All Bedrooms Up

Bedroom

  • Features: Bedroom on Main Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Pantry,All Bedrooms Up,Bedroom on Main Level,Loft
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,902 sqft

Property

Details

  • Parcel number: 966220041
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: street
  • Pool features: Community,Association
  • Has spa: Yes
  • Spa features: Association,Community
  • Has view: Yes
  • View description: City Lights,Meadow,Mountain(s)

Lot

  • Lot size: 5,227 sqft
  • Features: 0-1 Unit/Acre

Parking

  • Total spaces: 6
  • Parking features: Converted Garage,Door-Multi,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Earthquake
Heat Wave

FEMA Declared Disasters in Riverside County and California

Earthquake
Fire
Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,495$53,940
Home Insurance *$235$2,820
Property Taxes $1,028$12,336
Electricity $622$7,467
Total$6,380$76,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$218,742/yr
40% on housing$191,400/yr
45% on housing$170,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 92592$397
Riverside County$300

vs Homes Sold Last Month

Median $/sqft

ZIP 92592$348
Riverside County$315

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Listed for sale$889,000
2026-01-10Listing removed$899,999
2026-01-09Listed for sale$899,999
2025-12-14Listing removed$899,999
2025-10-05Listed for sale$899,999
2021-07-14Sold$690,000
2019-05-02Listing removed$2,800
2019-04-16Listed for rent$2,800
2005-05-20Sold$582,000

For Sale by Agent

AgentZohreh Kashani
BrokerageColdwell Banker Assoc.Brks-CL

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