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557 Stetson Dr, Oakdale, CA, 95361

5beds
4baths
2,873sqft
$595,000
$207price/sqft
$4,454/moest. monthly cost
$178,160/yrincome needed

About This Home

Welcome to Bridle Ridge! This spacious 5-bedroom, 4-bathroom home includes a detached ADU, offering flexibility for multi-generational living or added rental income. The main home is currently rented month-to-month at $2,750/month, and the ADU is leased through October at $1,350/month.Features include separate family and living rooms, formal dining with soaring ceilings, an open kitchen, and a spacious primary suite with a private sitting area or office. Step outside to enjoy the sparkling swimming pool, perfect for entertaining and relaxing. No HOA. A rare opportunity combining luxury, space, and income potential!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
69
BikeBikeable

Schools

6/10
4/10
6/10
Oakdale High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Concrete
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: F/S Range/Oven,Disposal,Microwave
  • Laundry features: Lower Level

Basement

  • Area: 0

Basement

  • Basement: None

Bathroom

  • Features: Tub/Shower, Shower

Bedroom1

  • Area: 0

Bedroom2

  • Area: 0

Bedroom3

  • Area: 0

Bedroom4

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4

Dining Room

  • Features: Formal, Living Room/Area, Family Room/Area
  • Area: 0

Family Room

  • Area: 0

Features

  • Flooring: Carpet,Hardwood

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,873
  • Total interior livable area: 2,873 sqft

Kitchen

  • Area: 0

Living Room

  • Area: 0

Master Bedroom

  • Area: 0

Property

Details

  • Parcel number: 063057040000

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Fenced,Gunite,Private,In Ground

Lot

  • Lot size: 5,558 sqft
  • Features: Urban

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Inland Flooding
Lightning

FEMA Declared Disasters in Stanislaus County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$161$1,932
Property Taxes $669$8,028
Electricity $616$7,392
Total$4,454$53,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,708/yr
40% on housing$133,620/yr
45% on housing$118,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 95361$326
Stanislaus County$260

vs Homes Sold Last Month

Median $/sqft

ZIP 95361$297
Stanislaus County$303

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-14Listed for sale$595,000
2025-12-09Listing removed$595,000
2025-09-02Listing removed$1,400
2025-07-16Price change$1,400
2025-04-24Listed for rent$1,500
2025-04-23Listed for sale$595,000
2025-02-04Listing removed$595,000
2024-01-09Listing removed--
2023-11-29Listed for sale$595,000
2023-11-03Listed for rent$2,750
2023-10-23Listing removed--
2023-10-02Price change$2,750
2023-09-01Listed for rent$2,900
2021-12-09Listing removed--
2021-11-16Price change$2,900
2021-10-31Listed for rent$2,950
2021-04-24Listing removed--
2021-04-23Price change$2,950
2021-04-21Listed for rent$2,750
2021-04-20Sold$550,000
2021-03-26Pending sale$549,000
2021-03-17Listing removed--
2021-03-16Pending sale$549,000
2021-02-17Listed for sale$549,000
2021-01-14Listing removed--
2005-03-22Sold$456,000

For Sale by Agent

AgentRobert M. Saberi
BrokerageHomeSmart PV and Associates

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