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6521 S Mount Vernon Rd, Spokane, WA, 99223

3beds
2baths
2,485sqft
$725,000
$292price/sqft
$4,669/moest. monthly cost
$186,760/yrincome needed

About This Home

Country roads can take you home… without ever leaving the South Hill. Set on 2.24 acres with a new shop, this home offers the country lifestyle you’ve been dreaming of without giving up the convenience of city living. Enjoy popular main-floor living with formal living and dining rooms, while the lower level offers a home office or additional family room. This is more than acreage. It’s the freedom to embrace a slower pace and the simple joys of country living. Grow your own food, raise chickens, plant fruit trees, and enjoy the privacy, open space, and self-sufficient lifestyle that acreage makes possible. The new oversized shop is ready for hobbies, RV storage, or your next project. Mullan Road Elementary is just across the street, while Lincoln Heights Shopping Center, Trader Joe’s, Target, grocery stores, and popular South Hill restaurants are only minutes away. It’s the best of country living with all the conveniences of the South Hill.

Getting Around

25
WalkingCar-Dependent
28
TransitSome Transit
29
BikeSomewhat Bikeable

Schools

8/10
8/10
8/10
Lewis & Clark High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Dishwasher,Refrigerator,Disposal,Microwave

Basement

  • Level: Basement

Basement

  • Has basement: Yes
  • Basement: Partial,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2

Features

  • Window features: Vinyl Frames
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First
  • Area: 1810

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,485
  • Total interior livable area: 2,485 sqft

Property

Details

  • Parcel number: 34091.0126

Features

  • Levels: One
  • Fencing: Fenced Yard
  • Has view: Yes
  • View description: Mountain(s)

Lot

  • Lot size: 2.24 Acres
  • Features: Views,Sprinkler - Automatic,Level,Secluded,Open Lot,Rolling Slope,Cul-De-Sac,Garden

Parking

  • Total spaces: 4
  • Parking features: Attached,Workshop in Garage,Garage Door Opener
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$212$2,544
Property Taxes $623$7,476
Electricity $169$2,039
Total$4,669$56,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$160,080/yr
40% on housing$140,070/yr
45% on housing$124,506/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$292This listing

vs Other Active Listings

Avg $/sqft

ZIP 99223$244
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99223$210
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$720,000
2026-07-30Listed for sale$725,000
2017-08-23Sold$339,000
2017-07-06Price change$339,000
2017-07-04Listed for sale$340,000
2017-06-30Pending sale$340,000
2017-06-30Listed for sale$340,000

For Sale by Agent

AgentCindy Carrigan
BrokerageREAL Broker LLC

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