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3513 Gilboa Rd, Marshville, NC, 28103

2beds
1baths
1,443sqft
$750,000
$520price/sqft
$4,602/moest. monthly cost
$184,080/yrincome needed

About This Home

ACREAGE - PRIVACY Looking for a private and secluded location? Home is hidden off the road with a treed border. Property currently has corn crops but still has plenty of open space for meandering around the yard to the peach, fig, and pecan trees or scuppernong vines. Wrap around deck is perfect for outside entertainment or just enjoying nature. Large workshop (50 X 24, plus shed on both sides, has electricity, provides plenty of space for working, special hobbies, and storage. Another building (almost like a house 40 X 30) is ready for your imagination - decide how you want to use it. Metal Carport. Another shed is perfect for hay storage for animals or just general storage. There is a natural spring on the property with concrete casing around it and also a pond. Whether you are looking to do a little farming or gardening, work at home, or just enjoy country life, you will want to check out this property. Goat pasture fencing, dog/chicken pens do not convey. Crop rights.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
6/10
East Union Middle SchoolGrades 6-83.0 mi
4/10
Forest Hills High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1945

Materials

  • Foundation: Crawl Space
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range
  • Laundry features: In Bathroom

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Dining Area

  • Level: Main

Family Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,443

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Propane,Space Heater
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 1,443
  • Total interior livable area: 1,443 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 02220013
  • Zoning: AF8
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Wrap Around
  • Waterfront features: Pond,Creek/Stream

Lot

  • Lot size: 22.01 Acres
  • Features: Crops,Orchard(s),Pond(s),Private,Wooded

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hurricane
    HurricaneModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Cold Wave
Drought
Hurricane
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$299$3,588
Property Taxes $311$3,732
Electricity $200$2,405
Total$4,602$55,224
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,782/yr
40% on housing$138,060/yr
45% on housing$122,720/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$520This listing

vs Other Active Listings

Avg $/sqft

ZIP 28103$192
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28103$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$799,000
2026-02-11Price change$815,000
2025-12-29Price change$825,000
2025-09-10Price change$850,000
2025-07-21Listed for sale$875,000
2021-08-23Sold$54,000

For Sale by Agent

AgentMary Alice Lee
BrokerageProStead Realty

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