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16637 SE 261st Street, Covington, WA, 98042

4beds
3baths
2,210sqft
$689,999
$312price/sqft
$4,327/moest. monthly cost
$173,080/yrincome needed

About This Home

Welcome to this beautifully updated home in Covington’s desirable Stonefield community! Nestled among sidewalks and a neighborhood park, this 4-bedroom, 2.5-bath home offers the perfect blend of comfort, style, and convenience. Step inside to discover fresh interior paint, newer Outlast laminate flooring and carpet, and custom wood blinds throughout. The spacious layout features a large remodeled kitchen with quartz countertops, an oversized island with breakfast bar, abundant cabinetry, corner pantry, and newer Samsung appliances—all included! The inviting family room opens seamlessly to the kitchen and showcases a cozy corner gas fireplace. Upstairs, enjoy a versatile sitting room, a generous primary suite with a luxurious 5-piece bath, and dual walk-in closets. Two additional bedrooms also feature walk-in closets, plus a large laundry room and extra storage throughout. Recent upgrades include newer exterior paint, hot water heater, and a 5-year-old furnace and heat pump with transferable warranty—plus A/C for those warm summer days! Outside, relax on the covered front porch with stone accents or entertain in the newly landscaped, fully fenced backyard with Ipe decking. Additional highlights include a Ring security system, garage with heavy-duty shelving, and unbeatable proximity to shopping (including Costco), schools, parks, lakes, library, and easy Hwy 18 access. Immaculately maintained and truly move-in ready—this one is a must-see!

Getting Around

22
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
4/10
Mattson Middle SchoolGrades 7-80.8 mi
6/10
Kentwood High SchoolGrades 9-120.2 mi

Construction

Condition

  • Year built: 2005

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Stone,Wood Siding

Notable Dates

  • Major remodel year: 2005

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Washer(s),Water Heater: Gas,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,Pantry
  • Door features: French Doors
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,90%+ High Efficiency,Forced Air,Heat Pump,Natural Gas
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,210
  • Total interior livable area: 2,210 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Property

Details

  • Parcel number: 9507200350
  • Special condition: Standard
  • Other equipment: Leased Equipment: N/A

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,French Doors,Pantry,Security System,Vaulted Ceiling(s),Walk-In Closet(s),Water Heater
  • Topography of land: Level
  • Residential vegetation: Garden Space

Lot

  • Lot size: 5,140 sqft
  • Features: Corner Lot,Paved,Sidewalk,Cable TV,Deck,Fenced-Fully,Gas Available,High Speed Internet

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in King County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,489$41,868
Home Insurance *$149$1,788
Property Taxes $538$6,456
Electricity $151$1,813
Total$4,327$51,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$148,354/yr
40% on housing$129,810/yr
45% on housing$115,386/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$312This listing

vs Other Active Listings

Avg $/sqft

ZIP 98042$302
King County$442

vs Homes Sold Last Month

Median $/sqft

ZIP 98042$322
King County$485

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$689,999
2007-08-10Sold$345,000
2005-02-24Sold$296,495

For Sale by Agent

AgentLorene Bennett
BrokerageColdwell Banker Bain

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