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3009 Palmetto Oak Dr APT 103, Fort Myers, FL, 33916

2beds
3baths
1,434sqft
$245,000
$171price/sqft
$1,885/moest. monthly cost
$75,400/yrincome needed

About This Home

Welcome to Forest Lake Townhomes! This beautifully maintained 2-bedroom, 2.5-bath townhome offers over 1,400 square feet of comfortable living space in one of Fort Myers' most convenient locations. One of the standout features is the upgraded impact-resistant windows and impact-rated sliding glass door, providing added storm protection, energy efficiency, noise reduction, and potential insurance savings. Inside, you'll love the bright open-concept floor plan, abundant natural light, neutral finishes, and spacious living and dining areas designed for both everyday living and entertaining. The kitchen features beautiful granite countertops, ample cabinetry, a breakfast bar, and overlooks the main living space, making it easy to stay connected with family and guests. Upstairs, you'll find a versatile loft perfect for a home office, media room, or play area, along with two generously sized bedrooms, including a spacious primary suite with plenty of closet space. What truly sets this home apart is its rare covered and screened lanai, the only townhome in Forest Lake to offer this desirable feature, creating the perfect place to entertain, relax, or simply enjoy your favorite beverage while overlooking your private fenced outdoor living space. Additional highlights include an attached garage, upstairs laundry, low HOA fees, and the added peace of mind of being located outside of a designated flood zone. Residents enjoy outstanding amenities including a resort-style community pool, fully equipped fitness center, clubhouse, playground, and beautifully maintained grounds. Conveniently located just minutes from I-75, RSW International Airport, Gulf Coast Town Center, shopping, dining, healthcare, and downtown Fort Myers, this move-in-ready home offers an exceptional combination of comfort, convenience, and value.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
69
BikeBikeable

Schools

4/10
2/10
2/10
Dunbar High SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2005

Materials

  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Two Story
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dryer,Freezer,Microwave,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Living/Dining Room,Shower Only,Separate Shower,Loft,Great Room,Loft,Screened Porch
  • Window features: Impact Glass
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,662
  • Total interior livable area: 1,434 sqft

Property

Details

  • Parcel number: 314425P101023.1030
  • Lease amount: 0
  • Zoning description: PUD

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Lanai,Patio,Porch,Screened
  • Exterior features: Fence,Security/High Impact Doors,Patio
  • Has view: Yes
  • View description: Landscaped
  • Waterfront features: None

Lot

  • Lot size: 1,132 sqft
  • Features: Zero Lot Line

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Paved
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$130$1,560
Property Taxes $320$3,840
Electricity $197$2,366
Total$1,885$22,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,628/yr
40% on housing$56,550/yr
45% on housing$50,266/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 33916$131
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33916$188
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-01Listed for sale$245,000
2021-11-19Sold$235,500
2021-10-18Pending sale$240,000
2021-10-08Price change$240,000
2021-07-25Listed for sale$225,000
2021-05-06Listing removed--
2021-04-10Listed for sale$199,500
2021-03-24Listing removed--
2019-04-07Listing removed$1,400
2019-03-13Price change$1,400
2019-02-10Listed for rent$1,450
2012-08-01Sold$72,000
2007-07-24Sold$155,000
2005-01-28Sold$150,900

For Sale by Agent

AgentChad Damitz
BrokerageAnchorpoint Real Estate, LLC

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