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6968 Brightwater Dr, Fox Lake, IL, 60020

2beds
3baths
2,220sqft
$295,000
$133price/sqft
$2,393/moest. monthly cost
$95,720/yrincome needed

About This Home

Welcome to this absolutely stunning, meticulously maintained 2-bedroom, 2.1-bath townhome nestled on a quiet street with peaceful forest views. From the moment you step inside, you'll appreciate the bright, open-concept layout featuring a spacious living room, dining area, and kitchen, all enhanced by large windows that fill the home with abundant natural light. The main level features beautiful hardwood floors and a convenient powder room for guests. Upstairs, the spacious primary suite offers a large walk-in closet and a private en-suite bathroom. The loft provides excellent flexibility and can easily be converted into a third bedroom, currently home office. A second-floor laundry room adds everyday convenience. The full walkout unfinished basement offers endless possibilities, with plenty of space for a recreation room, home gym, office, or even a fourth bedroom. Large sliding glass doors lead to a peaceful, green backyard, creating a seamless connection to nature. Enjoy a lifestyle that feels like a year-round vacation, surrounded by scenic beauty while remaining just minutes from Grass Lake, shopping centers, restaurants, and major retailers. This exceptional home is move-in ready and truly has it all. Don't miss the opportunity to make it yours!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
Lotus SchoolGrades PK-40.4 mi
4/10
Stanton SchoolGrades 5-82.8 mi
3/10

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Washer Hookup,In Unit,Laundry Closet

Basement

  • Has basement: Yes
  • Basement: Unfinished,Exterior Entry,Bath/Stubbed,Block,9 ft + pour,Storage Space,Walk-Up Access,Daylight,Full,Walk-Out Access

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (All,Blinds)
  • Level: Second
  • Area: 120
  • Dimensions: 12X10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (All,Blinds)
  • Level: Main
  • Area: 120
  • Dimensions: 12X10

Features

  • Vaulted Ceiling(s),Walk-In Closet(s),Open Floorplan
  • Door features: Sliding Doors,Storm Door(s),Sliding Glass Door(s)
  • Window features: All,Blinds,Drapes,Screens,Storm Window(s)
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room
  • Fireplace: Yes

Foyer

  • Features: Flooring (Hardwood),Window Treatments (All,Blinds)
  • Level: Main
  • Area: 98
  • Dimensions: 7X14

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 2,220
  • Total interior livable area: 2,220 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Island,Pantry-Closet),Flooring (Hardwood)
  • Level: Main
  • Area: 180
  • Dimensions: 12X15

Laundry

  • Level: Second
  • Area: 15
  • Dimensions: 3X5

Living Room

  • Features: Flooring (Hardwood),Window Treatments (All,Blinds)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Loft

  • Features: Flooring (Carpet),Window Treatments (All,Blinds)
  • Level: Second
  • Area: 361
  • Dimensions: 19X19

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (All,Blinds),Bathroom (Full,Tub & Separate Shwr)
  • Level: Second
  • Area: 300
  • Dimensions: 20X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 01341230260000
  • Special condition: None

Features

  • Patio & porch: Deck,Patio

Lot

  • Lot size: 4,792 sqft

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage Door Opener,Off Site,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Tornado
Strong Wind
Tsunami

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$177$2,124
Property Taxes $555$6,660
Electricity $170$2,049
Total$2,393$28,716
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,045/yr
40% on housing$71,790/yr
45% on housing$63,813/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.8%
12.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$133This listing

vs Other Active Listings

Avg $/sqft

ZIP 60020$188
Lake County$238

vs Homes Sold Last Month

Median $/sqft

ZIP 60020$156
Lake County$214

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Contingent$295,000
2026-07-27Listed for sale$295,000
2005-01-10Sold$218,500

For Sale by Agent

AgentEdyta Morawska
BrokerageHOMETRADE REALTY LLC

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