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214 Griffin Ln, Marshville, NC, 28103

3beds
2baths
2,713sqft
$399,900
$147price/sqft
$2,762/moest. monthly cost
$110,480/yrincome needed

About This Home

PRICE REDUCED TO SELL!!! and $10,000 in credits for closing costs! Take in the calm of this peaceful, low-traffic road, just 2 miles away from the Monroe highway! This custom-constructed 3 bedroom, 2 bathroom single-story home, featuring a partly finished lower level, includes extra-large bedrooms and a spacious primary suite. The interior has been recently freshly painted throughout. NEW light fixtures around the house. Flooring added and carpet removed. Spacious and remodeled kitchen with freshly painted countertops and new countertops alongside a formal dining area, main living area with a stone hearth and gas log fireplace insert, separate living room plus a warm, roomy four-season sunroom. Remodeled primary bathroom with new countertops. Tons of natural light throughout. Relax to the sounds of the outdoors from the back deck. The grounds are well maintained with large oak trees and a small creek running along the side yard. Close to 3,000 square feet of heated space at a price that remains budget-friendly! Seller is offering $10,000 in seller credit for future buyers.

Getting Around

40
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

8/10
6/10
East Union Middle SchoolGrades 6-81.0 mi
4/10
Forest Hills High SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Crawl Space
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Electric Water Heater,Refrigerator
  • Laundry features: Main Level

Bar Entertainment

  • Level: Main

Basement

  • Has basement: Yes
  • Basement: Basement Garage Door,Basement Shop,Partially Finished

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Den

  • Level: Main

Dining Room

  • Level: Main

Exercise Room

  • Level: Basement

Features

  • Soaking Tub,Walk-In Closet(s),Wet Bar
  • Flooring: Tile,Laminate,Vinyl
  • Fireplace features: Gas Log
  • Attic: Pull Down Stairs
  • Finished area below ground: 336
  • Finished area above ground: 2,377

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,377
  • Total interior livable area: 2,713 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Primary Bedroom

  • Level: Main

Sunroom

  • Level: Main

Workshop

  • Level: Basement

Property

Details

  • Parcel number: 02311013
  • Zoning: RES
  • Special condition: Standard
  • Exclusions: Surveillance System/Equipment

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Storage
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 1.33 Acres
  • Features: Green Area,Open Lot,Paved,Private,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Drought
Earthquake
Hail
Hurricane

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$159$1,908
Property Taxes $329$3,948
Electricity $252$3,032
Total$2,762$33,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,697/yr
40% on housing$82,860/yr
45% on housing$73,653/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$147This listing

vs Other Active Listings

Avg $/sqft

ZIP 28103$203
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28103$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$390,000
2026-07-22Price change$399,900
2026-06-12Listed for sale$410,000
2019-09-30Sold$240,000
2019-08-28Pending sale$249,900
2019-07-11Listed for sale$249,900

For Sale by Agent

AgentYolanda Mino
BrokerageMino Realty LLC

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