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422 Perry Ln, Marshville, NC, 28103

5beds
3baths
2,529sqft
$375,000
$148price/sqft
$2,589/moest. monthly cost
$103,560/yrincome needed

About This Home

Gorgeous 5-bedroom, 3 full bath home in the beautiful city of Marshville. The open-concept living room flows seamlessly into the dining area and kitchen—perfect for hosting and entertaining. The spacious primary suite features a vaulted ceiling and a large walk-in closet, creating a relaxing retreat. The kitchen is equipped with granite countertops and plenty of cabinet space for storage. Downstairs you’ll find a versatile bonus flex room, ideal for a home office, playroom, gym, or guest space. Enjoy comfortable living with a functional layout designed for both everyday life and entertaining. Conveniently located near local shopping and restaurants, with easy access to the bypass for a quick commute to Charlotte. A wonderful opportunity to enjoy space, comfort, and convenience in a charming community.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
6/10
East Union Middle SchoolGrades 6-80.8 mi
4/10
Forest Hills High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Range,Electric Water Heater,Microwave
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedroom S

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,529

Flex Space

  • Level: Main

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,529
  • Total interior livable area: 2,529 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Upper

Living Room

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 02314003
  • Zoning: AZ2
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.24 Acres

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Drought
Earthquake
Hail
Hurricane

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$149$1,788
Property Taxes $309$3,708
Electricity $235$2,826
Total$2,589$31,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,765/yr
40% on housing$77,670/yr
45% on housing$69,040/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 28103$203
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28103$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-20Listed for sale$389,000
2023-04-14Sold$325,000
2023-03-20Pending sale$314,997
2023-03-16Listed for sale$314,997
2022-10-13Sold$40,000
2015-08-15Listing removed$6,900
2015-02-17Listed for sale$6,900

For Sale by Agent

AgentViktoria Derun
BrokerageReal Broker, LLC

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