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925 S Austin Rd, Marshville, NC, 28103

2beds
1baths
852sqft
$193,000
$227price/sqft
$1,409/moest. monthly cost
$56,360/yrincome needed

About This Home

***$5,000 Lender Credit available when you get approved with Preferred Lender*** Welcome to wonderful, cozy, comfortable living just minutes from downtown Marshville. This home is located just minutes from the 74 Bypass that can get you to Charlotte City limits, Wingate, and Monroe within a respectable time. This all brick ranch home sits in a quiet non HOA cul-de-sac. The property features a low maintenance yard, a carport, a storage shed, great curb appeal, and a cozy front porch. The home was remodeled in 2023 and features an open floor plan neutral paint, LVP flooring, an eat in kitchen peninsula with granite countertops, a pantry, hall laundry, two spacious bedrooms, one bath, and a three season room.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

8/10
6/10
East Union Middle SchoolGrades 6-80.2 mi
4/10
Forest Hills High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1969

Materials

  • Foundation: Crawl Space
  • Construction materials: Brick Full

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Common Area,In Hall,Main Level

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Open Floorplan,Pantry
  • Door features: Storm Door(s)
  • Finished area below ground: 0
  • Finished area above ground: 852

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 852
  • Total interior livable area: 852 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Sunroom

  • Level: Main

Property

Details

  • Parcel number: 02321024
  • Zoning: AZ4
  • Special condition: Standard
  • Exclusions: Refrigerator in the kitchen does not convey. It will be replaced with a stainless steel refrigerator in the storage shed. Washer,dryer and security system

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch
  • Exterior features: Storage
  • Fencing: Chain Link,Fenced

Lot

  • Lot size: 0.24 Acres
  • Features: Level

Parking

  • Parking features: Detached Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Hurricane
    HurricaneModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Ice Storm
Lightning
Strong Wind
Cold Wave
Drought
Earthquake
Hail
Hurricane

FEMA Declared Disasters in Union County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $975$11,700
Home Insurance *$76$912
Property Taxes $158$1,896
Electricity $200$2,405
Total$1,409$16,908
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,308/yr
40% on housing$42,270/yr
45% on housing$37,573/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$227This listing

vs Other Active Listings

Avg $/sqft

ZIP 28103$206
Union County$223

vs Homes Sold Last Month

Median $/sqft

ZIP 28103$209
Union County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$193,000
2026-03-17Price change$195,000
2026-01-20Price change$198,000
2026-01-06Listed for sale$200,000
2023-05-15Sold$169,000
2022-11-17Sold$75,000

For Sale by Agent

AgentJohn Midler
BrokerageMark Spain Real Estate

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