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1416 WALNUT CREEK Drive, Fleming Island, FL, 32003

4beds
3baths
2,582sqft
$550,000
$213price/sqft
$4,412/moest. monthly cost
$176,480/yrincome needed

About This Home

Welcome to Eagle Harbor living! This beautifully maintained 4-bedroom, 3-bath waterfront home offers the perfect blend of comfort and style. The open floor plan showcases Luxury Vinyl Plank flooring throughout the main living areas, abundant natural light, and a spacious kitchen with granite countertops, updated refrigerator, range, and microwave that opens to the family room--ideal for everyday living and entertaining. The owner's suite features dual vanities, a soaking tub, walk-in shower, and large walk-in closet. Relax on the screened lanai overlooking the peaceful pond. Three additional bedrooms, a dedicated laundry room, and a 3-car garage and fenced backyard complete the home. Enjoy all Eagle Harbor has to offer, including top-rated schools, golf, pickleball, tennis, parks, resort-style amenities, plus convenient access to shopping, dining, and major highways. HVAC 2022, Hot Water Heater 2023, Roof 2022 Kitchen update New Granite, Stainless Range, Microwave and Refrig. 2025

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
7/10
8/10
Fleming Island High SchoolGrades PK,9-122.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 2003

Materials

  • Roof: Shingle
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,In Unit,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,His and Hers Closets,Kitchen Island,Pantry,Primary Bathroom -Tub with Separate Shower,Split Bedrooms,Walk-In Closet(s)
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 3,407
  • Total interior livable area: 2,582 sqft

Property

Details

  • Parcel number: 29042601316400272
  • Zoning description: Residential

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch,Screened
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Pond,Water
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 9,147 sqft
  • Features: Sprinklers In Front,Sprinklers In Rear

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hurricane
    HurricaneModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Inland Flooding
Lightning
Coastal Flooding
Hurricane
Tornado
Tsunami

FEMA Declared Disasters in Clay County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$383$4,596
Property Taxes $989$11,868
Electricity $259$3,118
Total$4,412$52,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,268/yr
40% on housing$132,360/yr
45% on housing$117,653/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.5%
16.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.5%
4.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 32003$232
Clay County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 32003$209
Clay County$181

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$550,000
2004-02-09Sold$274,500

For Sale by Agent

AgentJOANNE PARKER GRIFFIN
BrokerageKELLER WILLIAMS REALTY ATLANTIC PARTNERS

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