514 Arcadia Ln, Monroe, NC, 28112
About This Home
This stunning 3,664 sq ft custom Craftsman-style home features 4 bedrooms, 3.5 baths, and a bonus room or optional 5th bedroom, all nestled on a private, wooded 2.5-acre lot. The main-level primary suite offers convenience, while the open-concept design creates an inviting space for everyday living and entertaining. Inside, you’ll find a beautiful stone gas fireplace with a cedar mantle, an upgraded kitchen with custom cabinetry, and a large butcher block island perfect for gathering. Spacious bedrooms provide comfort for family and guests alike. Enjoy the outdoors from the rear covered porch with a vaulted wood ceiling, ideal for relaxing in the peaceful surroundings. Additional features include a 3-car garage, storage/outbuilding, and a split driveway offering backyard access with extra parking. Located on a quiet cul-de-sac street with low traffic, this home offers both privacy and a beautiful setting. Come see all it has to offer and submit your offer today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Construction materials: Fiber Cement,Stone Veneer
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Microwave
- Laundry features: Laundry Room,Lower Level
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bathroom Full
- Level: Upper
Bathroom Half
- Level: Main
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Breakfast
- Level: Main
Dining Room
- Level: Main
Features
- Flooring: Carpet,Tile,Vinyl
- Fireplace features: Gas Log,Living Room,Propane
- Finished area below ground: 0
- Finished area above ground: 3,664
Heating & Cooling
- Heating features: Central,Electric,Heat Pump
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 3,664
- Total interior livable area: 3,664 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Other
- Level: Upper
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 04114069
- Zoning: AF8
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Rear Porch
Lot
- Lot size: 2.50 Acres
- Features: Wooded
Parking
- Total spaces: 3
- Parking features: Driveway,Attached Garage,Garage Faces Front,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Ice Storm
- Lightning
- Strong Wind
- Tornado
- Cold Wave
- Drought
- Hail
- Hurricane
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Union County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,044 | $48,528 |
| Home Insurance * | $284 | $3,408 |
| Property Taxes | $313 | $3,756 |
| Electricity | $341 | $4,095 |
| Total | $4,982 | $59,784 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-24 | Price change | $874,900 |
| 2026-04-02 | Listed for sale | $899,900 |
| 2003-06-05 | Sold | $17,000 |
For Sale by Agent
View on Zillow