2081 Silver St, Waconia, MN, 55387
About This Home
Welcome HOME to this executive custom modified 2-story nestled in the highly sought-after Sierra neighborhood of Waconia. This home features a spacious open bright layout. It offers the perfect blend of comfort, functionality, and style…it boasts an open-concept kitchen, with spacious dining/living areas—ideal for everyday comfort and dedicated entertaining. The kitchen is perfectly appointed with NEW stainless steel appliances, a large walk-in pantry, a corner sink facing two corner windows with views to the back yard, a generous island, and ample cabinetry…adjacent to that you have slidling glass doors to your deck where you can expand and enhance cooking easily and seemlessly to the outdoors! Additionally on the main floor for your convenience is a mudroom, full size laundry room, a storage room AND a half bath! Enjoy the gas burning fireplace in the den to look forward to after a long day to kick up your heels next to and relax! Upstairs, you’ll find four generously sized bedrooms, including a luxurious primary suite with a large soaking jet tub, separate shower, and a walk in closet! Additional space in the partially finished lower level provide flex space for a 5th bedroom, home office, or exercise studio. Additional features include; oversized driveway and garage, inviting front covered porch, future equity potential with approximately 950sf of future finished space in lower level! Located close to schools, parks, churches, shopping, restaurants, downtown and the Lake Waconia! This home has it ALL! Come see for yourself!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Age 8 Years or Less
- Construction materials: Brick,Concrete
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Air-To-Air Exchanger,Dishwasher,Disposal,Dryer,Exhaust Fan,Gas Water Heater,Microwave,Range,Refrigerator,Stainless Steel Appliance(s),Wall Oven,Washer,Water Softener Owned
- Laundry features: Laundry Room,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Daylight,Egress Window(s),Other,Concrete,Partially Finished,Storage Space,Sump Basket,Sump Pump
Bedroom
- Level: Upper
- Area: 192
- Dimensions: 16x12
Bedroom2
- Level: Upper
- Area: 126.5
- Dimensions: 11.5x11
Bedroom3
- Level: Upper
- Area: 110
- Dimensions: 11x10
Bedroom4
- Level: Upper
- Area: 126
- Dimensions: 12x10.5
Bedroom5
- Level: Lower
- Area: 138
- Dimensions: 12x11.5
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Deck
- Level: Main
- Area: 224
- Dimensions: 16x14
Dining Room
- Level: Main
- Area: 187.5
- Dimensions: 15x12.5
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 169
- Finished area above ground: 2,421
Foyer
- Level: Main
- Area: 60
- Dimensions: 10x6
Garage
- Level: Main
- Area: 690
- Dimensions: 30x23
Heating & Cooling
- Heating features: Forced Air,Fireplace(s)
- Cooling features: Central Air
Interior Area
- Total structure area: 3,546
- Total interior livable area: 3,546 sqft
Kitchen
- Level: Main
- Area: 125
- Dimensions: 12.5x10
Laundry
- Level: Main
- Area: 60
- Dimensions: 10x6
Living Room
- Level: Main
- Area: 162.5
- Dimensions: 13x12.5
Mud Room
- Level: Main
- Area: 45
- Dimensions: 10x4.5
Porch
- Level: Main
- Area: 55
- Dimensions: 10x5.5
Storage
- Level: Main
- Area: 27
- Dimensions: 6x4.5
Utility Room
- Level: Lower
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 754480170
- Zoning description: Residential-Single Family
- Foundation area: 1125
Features
- Levels: Modified Two Story
- Stories: 2
- Pool features: None
- Patio & porch: Deck
Lot
- Lot size: 0.31 Acres
- Features: Irregular Lot
- Lot size dimensions: 200 x 74
Parking
- Total spaces: 3
- Parking features: Attached,Asphalt,Electric,Garage Door Opener,Insulated Garage,Storage
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Tornado
- Hail
- Heat Wave
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Carver County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,517 | $30,204 |
| Home Insurance * | $296 | $3,552 |
| Property Taxes | $517 | $6,204 |
| Electricity | $299 | $3,588 |
| Total | $3,629 | $43,548 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $519,900 |
| 2026-04-29 | Price change | $524,900 |
| 2026-04-17 | Price change | $533,300 |
| 2026-04-06 | Price change | $534,900 |
| 2026-03-13 | Listed for sale | $540,000 |
| 2003-09-10 | Sold | $279,624 |
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