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927 Summitridge Ln, Erlanger, KY, 41018

2beds
2baths
1,183sqft
$214,999
$182price/sqft
$1,540/moest. monthly cost
$61,600/yrincome needed

About This Home

Adorable 2-bedroom, 2 full bath townhome in a great location! This move-in ready townhome features an open-concept kitchen with stainless steel appliances, perfect for everyday living and entertaining. Recent updates provide peace of mind, including a new HVAC system (2023) and water heater (2025). The kitchen and spare bathroom were updated with new tile in 2023, adding a fresh, modern touch. Additional improvements include washer and dryer (2021), dishwasher (2021), and garage door motor (2021). The home also offers a garage for added convenience and storage. Spacious layout, thoughtful upgrades, and low-maintenance living make this property a must-see. Don't miss this opportunity to own a well-maintained, updated townhome in a desirable area!

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
10
BikeSomewhat Bikeable

Schools

7/10
6/10
9/10
Dixie Heights High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Poured Concrete
  • Roof: Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Dishwasher,Dryer,Microwave,Refrigerator,Washer

Bedroom2

  • Features: Carpet Flooring
  • Level: Second
  • Area: 110
  • Dimensions: 11 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Storage,Pantry,Open Floorplan,Entrance Foyer,Ceiling Fan(s)
  • Window features: Vinyl Frames

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,183
  • Total interior livable area: 1,183 sqft

Kitchen

  • Features: Luxury Vinyl Flooring
  • Level: Second
  • Area: 120
  • Dimensions: 12 x 10

Laundry

  • Features: Luxury Vinyl Flooring
  • Level: Second
  • Area: 80
  • Dimensions: 8 x 10

Living Room

  • Features: Carpet Flooring
  • Level: Second
  • Area: 270
  • Dimensions: 18 x 15

Primary Bedroom

  • Features: Bath Adjoins,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Second
  • Area: 168
  • Dimensions: 14 x 12

Property

Details

  • Parcel number: 8310006119.04

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Balcony

Lot

  • Lot size dimensions: irregular

Parking

  • Total spaces: 1
  • Parking features: Driveway,Garage Door Opener,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Heat Wave
Winter Weather

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,087$13,044
Home Insurance *$116$1,392
Property Taxes $183$2,196
Electricity $154$1,850
Total$1,540$18,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$52,800/yr
40% on housing$46,200/yr
45% on housing$41,066/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 41018$119
Kenton County$177

vs Homes Sold Last Month

Median $/sqft

ZIP 41018$187
Kenton County$184

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$225,000
2021-04-02Sold$147,500
2021-02-12Pending sale$147,500
2021-02-11Listed for sale$147,500
2018-10-16Sold$127,900
2018-08-01Pending sale$129,400
2018-06-30Price change$129,400
2018-03-27Price change$129,900
2018-03-08Price change$136,900
2017-08-04Price change$139,000
2017-07-20Price change$141,212
2017-06-04Listed for sale$141,712
2017-05-23Sold$99,000
2017-03-06Pending sale$100,800
2017-03-02Price change$100,800
2017-01-28Price change$113,400
2016-12-20Price change$126,000
2016-11-10Listed for sale--
2016-10-28Sold$79,000
2010-11-29Sold$114,000
2003-12-02Sold$115,700

For Sale by Agent

AgentMadison Eisenman
BrokerageSibcy Cline, REALTORS-CC

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