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13424 Agua Caliente #213, Castroville, CA, 95012

3beds
2baths
1,400sqft
$220,000
$157price/sqft
$1,758/moest. monthly cost
$70,320/yrincome needed

About This Home

3 BEDROOM 2 BATH a great starter place open floor plan also has an indoor laundry room adds everyday ease. a large storage shed. The home is nearby from the community clubhouse, where residents enjoy a swimming pool overlooking Elkhorn Slough, along with whirlpool spa, basketball courts, playgrounds, and the soothing sounds of the fountain. Monte Del Lago also offers community organized activities, a spacious clubhouse with billiards, a fully equipped fitness center, and a well stocked game room. This pet friendly community includes on site laundry facilities, professional management, and convenient RV storage,

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1992

Materials

  • Roof: Shingle

Type & Style

  • Home type: MobileManufactured
  • Property subType: Double Wide Mobile Home,ManufacturedinPark

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningBar

Family Room

  • Features: NoFamilyRoom

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,400
  • Total interior livable area: 1,400 sqft

Property

Details

  • Parcel number: 910002625000
  • Lease amount: 1900
  • Special condition: Standard

Features

  • Pool features: Community

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Drought
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,112$13,344
Home Insurance *$49$588
Property Taxes $199$2,388
Electricity $398$4,786
Total$1,758$21,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$60,274/yr
40% on housing$52,740/yr
45% on housing$46,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$157This listing

vs Other Active Listings

Avg $/sqft

ZIP 95012$322
Monterey County$770

vs Homes Sold Last Month

Median $/sqft

ZIP 95012$458
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-07Listed for sale$285,000
2022-04-15Contingent$199,900
2022-03-22Listed for sale$199,900
2021-11-15Sold$145,000
2021-08-21Contingent$155,000
2021-08-21Pending sale$155,000
2021-07-21Price change$155,000
2021-07-03Listed for sale$160,000

For Sale by Agent

AgentCesar Iracheta
BrokerageLPT Realty

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