See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

13720 Monte Bello #105, Castroville, CA, 95012

2beds
2baths
1,160sqft
$175,000
$151price/sqft
$1,449/moest. monthly cost
$57,960/yrincome needed

About This Home

Move-in Ready. This home is waiting for its new owner to put their own touches on it; it offers a fantastic opportunity for comfortable, affordable living. Both bathrooms have been remodeled, freshly painted, and have an indoor laundry area. Enjoy the skylight in the kitchen. This home is ideally located near Monterey - known for its beautiful coastline, aquarium, and tourism attractions, Marina - A growing coastal community with beaches and shopping centers.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Composition

Type & Style

  • Home type: MobileManufactured
  • Property subType: Double Wide Mobile Home,ManufacturedinPark

Interior

Appliances

  • Appliances included: Oven/Range,Gas Oven/Range,Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: NoFormalDiningRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Window features: Skylight(s)
  • Fireplace features: Gas Starter

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,160
  • Total interior livable area: 1,160 sqft

Property

Details

  • Parcel number: 910003020000
  • Lease amount: 1730
  • Special condition: Standard

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Drought
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Monterey County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$39$468
Property Taxes $128$1,536
Electricity $398$4,786
Total$1,449$17,388
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,680/yr
40% on housing$43,470/yr
45% on housing$38,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.9%
7.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$151This listing

vs Other Active Listings

Avg $/sqft

ZIP 95012$325
Monterey County$770

vs Homes Sold Last Month

Median $/sqft

ZIP 95012$458
Monterey County$589

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-13Listed for sale$185,000
2017-07-13Listing removed$69,500
2017-06-29Pending sale$69,500
2017-06-29Listed for sale$69,500
2007-02-21Sold$45,000

For Sale by Agent

AgentMaria D. Reyes
BrokerageBuyers Realty

Similar Homes