




3002 Plyler Mill Rd, Monroe, NC, 28112
About This Home
Septic permit is for 2 bedrooms. Peaceful country living on over 1.6 acres, with unexpected extras, awaits. Relax on the covered rocking-chair front porch before stepping into an inviting living room featuring a cozy gas fireplace (sellers never hooked up logs). The spacious, updated kitchen offers ample counter and cabinet space with room to accommodate a dining table. A large laundry room adds valuable storage and functionality. The bedroom wing includes a primary suite with a generously sized double-vanity ensuite, additional bedrooms, and a full hall bath. New carpet was installed in May 2024. The full basement spans the entire home and provides heated additional living space, making it a versatile added bonus. It was professionally waterproofed in 2023 by DryPro and includes a complete gutter system and sump pump, backed by a lifetime warranty. Additional major improvements include a new septic system (2023), a newly poured, large concrete driveway with turnaround and proper drainage (2024), and brand-new epoxy flooring in the garage and full basement (Dec 2025). Outside, off the large deck—ideal for outdoor entertaining—you’ll find a large, fenced backyard directly behind the home. Don’t miss the cleared trail near the road that leads to your own wooded, waterfront peninsula overlooking a beautiful creek, perfect for enjoying nature and peaceful surroundings. Conveniently located just 10 minutes from downtown Monroe. Home has 3 functional bedrooms (with closets). Septic permit is for 2 bedrooms.
Getting Around
Schools
Construction
Condition
- Year built: 1998
Materials
- Construction materials: Vinyl
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Refrigerator,Self Cleaning Oven,Washer/Dryer
- Laundry features: Inside,Laundry Room,Main Level
Basement
- Has basement: Yes
- Basement: Exterior Entry,Full,Interior Entry,Sump Pump,Walk-Out Access
Bathroom Full
- Level: Main
Bathroom Full
- Level: Main
Bedroom S
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 2
Breakfast
- Level: Main
Features
- Pantry
- Fireplace features: Gas Log,Living Room
- Finished area below ground: 1,347
- Finished area above ground: 1,528
Flex Space
- Level: Basement
Heating & Cooling
- Heating features: Electric
- Cooling features: Electric
Interior Area
- Total structure area: 1,528
- Total interior livable area: 2,875 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Living Room
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 04225047
- Zoning: AF8
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Fencing: Back Yard,Fenced,Wood
Lot
- Lot size: 1.69 Acres
- Features: Wooded
Parking
- Total spaces: 8
- Parking features: Driveway,Attached Garage,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 6
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Cold Wave
- Drought
- Hurricane
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Union County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,138 | $25,656 |
| Home Insurance * | $150 | $1,800 |
| Property Taxes | $155 | $1,860 |
| Electricity | $267 | $3,213 |
| Total | $2,710 | $32,520 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Price change | $430,000 |
| 2026-02-27 | Price change | $439,000 |
| 2026-01-02 | Listed for sale | $446,000 |
| 2024-07-11 | Sold | $390,000 |
| 2024-06-12 | Pending sale | $400,000 |
| 2024-05-10 | Price change | $400,000 |
| 2024-04-26 | Listed for sale | $410,000 |
| 2022-09-20 | Sold | $378,000 |
| 2022-08-15 | Contingent | $384,900 |
| 2022-08-05 | Listed for sale | $384,900 |
| 2022-07-30 | Pending sale | $384,900 |
| 2022-07-30 | Listed for sale | $384,900 |
| 2021-11-29 | Sold | $335,000 |
| 2021-10-26 | Contingent | $345,000 |
| 2021-10-24 | Price change | $345,000 |
| 2021-10-22 | Listed for sale | $349,900 |
| 2016-03-29 | Sold | $175,000 |
